The results are in on paradise

creepycoug

RaceBannon said:

BearsWiin said:

UW_Doog_Bot said:

Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?

He probably has an issue with the hard 20% down payment.

We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

The housing market is not that unreasonable depending where you are at

Clever.

creepycoug

BearsWiin said:

RaceBannon said:

BearsWiin said:

UW_Doog_Bot said:

Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?

He probably has an issue with the hard 20% down payment.

We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

The housing market is not that unreasonable depending where you are at

Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.

You both sound pour.

creepycoug

YellowSnow said:

BearsWiin said:

RaceBannon said:

BearsWiin said:

UW_Doog_Bot said:

Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?

He probably has an issue with the hard 20% down payment.

We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

The housing market is not that unreasonable depending where you are at

Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.

We talking what 200K will buy you with or without kids in daycare? Yuge difference there between what the Dinks can afford and those of that paying through the nose for childcare.

If your kids are in daycare it means your wife works to keep you from being pour.

She'll likely have an affair when she meats someone better than you.

I avoided this risk by keeping Mrs. Creepy at home with the kiddos. I was not pour.

dflea

creepycoug said:

YellowSnow said:

BearsWiin said:

RaceBannon said:

BearsWiin said:

UW_Doog_Bot said:

Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?

He probably has an issue with the hard 20% down payment.

We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

The housing market is not that unreasonable depending where you are at

Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.

We talking what 200K will buy you with or without kids in daycare? Yuge difference there between what the Dinks can afford and those of that paying through the nose for childcare.

If your kids are in daycare it means your wife works to keep you from being pour.

She'll likely have an affair when she meats someone better than you.

I avoided this risk by keeping Mrs. Creepy at home with the kiddos. I was not pour.

No better place for a housewife to get banged by some other dude than at home.

YellowSnow

creepycoug said:

YellowSnow said:

BearsWiin said:

RaceBannon said:

BearsWiin said:

UW_Doog_Bot said:

Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?

He probably has an issue with the hard 20% down payment.

We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

The housing market is not that unreasonable depending where you are at

Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.

We talking what 200K will buy you with or without kids in daycare? Yuge difference there between what the Dinks can afford and those of that paying through the nose for childcare.

If your kids are in daycare it means your wife works to keep you from being pour.

She'll likely have an affair when she meats someone better than you.

I avoided this risk by keeping Mrs. Creepy at home with the kiddos. I was not pour.

Well us "real folks" are pour and both parents work with every couple I know in Seattle under 40. Even the pretend lawyers and doctors. Times is tough I tell ya. On the bright side my wife's too tall for most potential adulterers so I'm safe.

YellowSnow

dflea said:

creepycoug said:

YellowSnow said:

BearsWiin said:

RaceBannon said:

BearsWiin said:

UW_Doog_Bot said:

Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?

He probably has an issue with the hard 20% down payment.

We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

The housing market is not that unreasonable depending where you are at

Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.

We talking what 200K will buy you with or without kids in daycare? Yuge difference there between what the Dinks can afford and those of that paying through the nose for childcare.

If your kids are in daycare it means your wife works to keep you from being pour.

She'll likely have an affair when she meats someone better than you.

I avoided this risk by keeping Mrs. Creepy at home with the kiddos. I was not pour.

No better place for a housewife to get banged by some other dude than at home.

Rule #1, no fucking the other guy's wife.

CuntWaffle

creepycoug said:

YellowSnow said:

BearsWiin said:

RaceBannon said:

BearsWiin said:

UW_Doog_Bot said:

Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?

He probably has an issue with the hard 20% down payment.

We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

The housing market is not that unreasonable depending where you are at

Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.

We talking what 200K will buy you with or without kids in daycare? Yuge difference there between what the Dinks can afford and those of that paying through the nose for childcare.

If your kids are in daycare it means your wife works to keep you from being pour.

She'll likely have an affair when she meats someone better than you.

I avoided this risk by keeping Mrs. Creepy at home with the kiddos. I was not pour.

so your poor now?

creepycoug

CuntWaffle said:

creepycoug said:

YellowSnow said:

BearsWiin said:

RaceBannon said:

BearsWiin said:

UW_Doog_Bot said:

Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?

He probably has an issue with the hard 20% down payment.

We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

The housing market is not that unreasonable depending where you are at

Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.

We talking what 200K will buy you with or without kids in daycare? Yuge difference there between what the Dinks can afford and those of that paying through the nose for childcare.

If your kids are in daycare it means your wife works to keep you from being pour.

She'll likely have an affair when she meats someone better than you.

I avoided this risk by keeping Mrs. Creepy at home with the kiddos. I was not pour.

so your poor now?

To clarify: I was not and am not pour. Sledog is pour.

Sledog

creepycoug said:

CuntWaffle said:

creepycoug said:

YellowSnow said:

BearsWiin said:

RaceBannon said:

BearsWiin said:

UW_Doog_Bot said:

Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?

He probably has an issue with the hard 20% down payment.

We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

The housing market is not that unreasonable depending where you are at

Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.

We talking what 200K will buy you with or without kids in daycare? Yuge difference there between what the Dinks can afford and those of that paying through the nose for childcare.

If your kids are in daycare it means your wife works to keep you from being pour.

She'll likely have an affair when she meats someone better than you.

I avoided this risk by keeping Mrs. Creepy at home with the kiddos. I was not pour.

so your poor now?

To clarify: I was not and am not pour. Sledog is pour.

Says the guy with $1.87 in his pocket.

Pitchfork51

sort of delivering.

California gets both a good and bad rap because it's basically the entire west coast.

Some places are total shitholes and others are very nice.

I'm down for whatever. Moving to FL next year so looking forward to running into FL man.