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  • UW_Doog_Bot
    UW_Doog_Bot Member, Swaye's Wigwam Posts: 18,632 Founders Club
    Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

    I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.
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  • Swaye
    Swaye Moderator, Swaye's Wigwam Posts: 41,741 Founders Club
    UW_Doog_Bot said:

    Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

    I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

    This is precisely why I will never move back to Seattle. It's like all the bad parts of CA, but without any of the good weather or hot chicks.
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  • BearsWiin
    BearsWiin Member Posts: 5,076
    UW_Doog_Bot said:

    Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

    I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

    Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 116,021 Founders Club
    BearsWiin said:

    UW_Doog_Bot said:

    Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

    I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

    Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?
    He probably has an issue with the hard 20% down payment.

    We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

    The housing market is not that unreasonable depending where you are at
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  • BearsWiin
    BearsWiin Member Posts: 5,076
    RaceBannon said:

    BearsWiin said:

    UW_Doog_Bot said:

    Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

    I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

    Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?
    He probably has an issue with the hard 20% down payment.

    We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

    The housing market is not that unreasonable depending where you are at
    Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

    I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 116,021 Founders Club
    BearsWiin said:

    RaceBannon said:

    BearsWiin said:

    UW_Doog_Bot said:

    Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

    I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

    Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?
    He probably has an issue with the hard 20% down payment.

    We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

    The housing market is not that unreasonable depending where you are at
    Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

    I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.
    You should DM him

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  • YellowSnow
    YellowSnow Moderator, Swaye's Wigwam Posts: 37,850 Founders Club
    BearsWiin said:

    RaceBannon said:

    BearsWiin said:

    UW_Doog_Bot said:

    Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.

    I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.

    Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?
    He probably has an issue with the hard 20% down payment.

    We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still

    The housing market is not that unreasonable depending where you are at
    Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.

    I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.
    We talking what 200K will buy you with or without kids in daycare? Yuge difference there between what the Dinks can afford and those of that paying through the nose for childcare.
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  • GrundleStiltzkin
    GrundleStiltzkin Member Posts: 61,516 Standard Supporter
    CuntWaffle said:

    I forgot Iowa was actually a thing until this thread

    Black eye for @FerentzHWAKEye imo
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