The results are in on paradise
Comments
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Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.
I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area. -
This is precisely why I will never move back to Seattle. It's like all the bad parts of CA, but without any of the good weather or hot chicks.UW_Doog_Bot said:Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.
I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area. -
Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?UW_Doog_Bot said:Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.
I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area. -
He probably has an issue with the hard 20% down payment.BearsWiin said:
Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?UW_Doog_Bot said:Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.
I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.
We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still
The housing market is not that unreasonable depending where you are at -
Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.RaceBannon said:
He probably has an issue with the hard 20% down payment.BearsWiin said:
Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?UW_Doog_Bot said:Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.
I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.
We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still
The housing market is not that unreasonable depending where you are at
I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford. -
You should DM himBearsWiin said:
Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.RaceBannon said:
He probably has an issue with the hard 20% down payment.BearsWiin said:
Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?UW_Doog_Bot said:Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.
I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.
We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still
The housing market is not that unreasonable depending where you are at
I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford.
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The housing and job markets are pretty closely tied together. If homes are cheap around you it's because the job market isn't great.
It as if people use their pay to make rent and mortgage payments. -
I forgot Iowa was actually a thing until this thread
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We talking what 200K will buy you with or without kids in daycare? Yuge difference there between what the Dinks can afford and those of that paying through the nose for childcare.BearsWiin said:
Except that you don't need 20% down. It helps get preferential rates and gets you out of having to pay PMI, but it's not necessary.RaceBannon said:
He probably has an issue with the hard 20% down payment.BearsWiin said:
Calling BS on this one. 95th percentile income earner in CA makes $230K. 95th percentile nationally is $195K. You can't find a decent place with a $195K salary?UW_Doog_Bot said:Being upper middle class in California is like being mid to lower-middle class most other places. I can afford to rent a decent place but I can't afford to buy one. The truly shitty part is that the state still tax me as though I was in that 95th percentile of income earners. The upside is that it's 70 degrees year round and I'm a half-mile from the beach.
I'd move back to Seattle but it sounds like they are doing their best to transform that into an extension of the bay area.
We bought our first house with a 5% we borrowed from Mom. Course that was a homestead but still
The housing market is not that unreasonable depending where you are at
I live in an extremely unreasonable area, and I can go on MLSListings.com right now and find many "decent" places that somebody with a $200K salary can afford. -
Black eye for @FerentzHWAKEye imoCuntWaffle said:I forgot Iowa was actually a thing until this thread
