Willie Brown's concubine is a fighter.
Comments
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Distinction without a difference. You both want "free" shit provided to you by others.allpurpleallgold said:
Thats because I’m not liberal. I’m progressive.SFGbob said:
You're a shitty liberal.allpurpleallgold said:I would support Trump over her.
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If there was no difference I’d be willing to vote for her.
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SFGbob said:
Do any of you really believe that "millions" of people lost their homes on account of being defrauded by banks?
Yes. Simple fact.
It's explained here by a former high-finance insider, in layman's terms.
https://www.amazon.com/Big-Short-Inside-Doomsday-Machine-ebook/dp/B003LSTK8G/ref=sr_1_3?ie=UTF8&qid=1548715046&sr=8-3&keywords=the+big+short
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So they weren't actually delinquent and in foreclosure on their mortgages, and the bank defrauded them out of their homes anyway? I don't think that's in your book.pawz said:SFGbob said:
Do any of you really believe that "millions" of people lost their homes on account of being defrauded by banks?
Yes. Simple fact.
It's explained here by a former high-finance insider, in layman's terms.
https://www.amazon.com/Big-Short-Inside-Doomsday-Machine-ebook/dp/B003LSTK8G/ref=sr_1_3?ie=UTF8&qid=1548715046&sr=8-3&keywords=the+big+short -
Cover word for communist/socialist.allpurpleallgold said:
Thats because I’m not liberal. I’m progressive.SFGbob said:
You're a shitty liberal.allpurpleallgold said:I would support Trump over her.
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Read the book.SFGbob said:
So they weren't actually delinquent and in foreclosure on their mortgages, and the bank defrauded them out of their homes anyway? I don't think that's in your book.pawz said:SFGbob said:
Do any of you really believe that "millions" of people lost their homes on account of being defrauded by banks?
Yes. Simple fact.
It's explained here by a former high-finance insider, in layman's terms.
https://www.amazon.com/Big-Short-Inside-Doomsday-Machine-ebook/dp/B003LSTK8G/ref=sr_1_3?ie=UTF8&qid=1548715046&sr=8-3&keywords=the+big+short
Don't take my word for it.
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I reviewed bank foreclosures of homes for specific banks relating to the housing collapse as a third party consultant and in many instances yes that’s exactly what the banks did. There is a reason all of the banks had massive settlements with the federal government relating to this issue.SFGbob said:
So they weren't actually delinquent and in foreclosure on their mortgages, and the bank defrauded them out of their homes anyway? I don't think that's in your book.pawz said:SFGbob said:
Do any of you really believe that "millions" of people lost their homes on account of being defrauded by banks?
Yes. Simple fact.
It's explained here by a former high-finance insider, in layman's terms.
https://www.amazon.com/Big-Short-Inside-Doomsday-Machine-ebook/dp/B003LSTK8G/ref=sr_1_3?ie=UTF8&qid=1548715046&sr=8-3&keywords=the+big+short -
Come on, that's a cop out. People weren't losing their homes who were current on their mortgages. If you could pay your mortgage what incentive to the did bank have in foreclosing on your property? So they could be forced to sell it and get back less than what was owed on the existing mortgage?pawz said:
Read the book.SFGbob said:
So they weren't actually delinquent and in foreclosure on their mortgages, and the bank defrauded them out of their homes anyway? I don't think that's in your book.pawz said:SFGbob said:
Do any of you really believe that "millions" of people lost their homes on account of being defrauded by banks?
Yes. Simple fact.
It's explained here by a former high-finance insider, in layman's terms.
https://www.amazon.com/Big-Short-Inside-Doomsday-Machine-ebook/dp/B003LSTK8G/ref=sr_1_3?ie=UTF8&qid=1548715046&sr=8-3&keywords=the+big+short
Don't take my word for it.
The whole "Robo-signing" dealt entirely with properties that were already in foreclosure.
Your "read the book" response shows me that even you know you have a weak hand.
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Not true. In fact some banks foreclosed on active duty deployed soldiers in combat which is illegal. But you hate facts so whatever.SFGbob said:
Come on, that's a cop out. People weren't losing their homes who were current on their mortgages. If you could pay your mortgage what incentive to the did bank have in foreclosing on your property? So they could be forced to sell it and get back less than what was owed on the existing mortgage?pawz said:
Read the book.SFGbob said:
So they weren't actually delinquent and in foreclosure on their mortgages, and the bank defrauded them out of their homes anyway? I don't think that's in your book.pawz said:SFGbob said:
Do any of you really believe that "millions" of people lost their homes on account of being defrauded by banks?
Yes. Simple fact.
It's explained here by a former high-finance insider, in layman's terms.
https://www.amazon.com/Big-Short-Inside-Doomsday-Machine-ebook/dp/B003LSTK8G/ref=sr_1_3?ie=UTF8&qid=1548715046&sr=8-3&keywords=the+big+short
Don't take my word for it.
The whole "Robo-signing" dealt entirely with properties that were already in foreclosure.
Your "read the book" response shows me that even you know you have a weak hand. -
Democratic socialist. There’s a difference.Sledog said:
Cover word for communist/socialist.allpurpleallgold said:
Thats because I’m not liberal. I’m progressive.SFGbob said:
You're a shitty liberal.allpurpleallgold said:I would support Trump over her.
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Sorry, I'm not just taking your word for it.
Here's a good primer on the Robo-signing issue from PBS. But as even they have to concede at the end of the article:
The reality ... is that most people signed a note, owe the money, and cannot pay.
The Robo-signing made it difficult for some people to modify their existing mortgages that they were already late on but I need to see some evidence that banks were foreclosing on people who were current and paid up on their mortgages. Not buying it.
https://www.pbs.org/newshour/economy/faulty-paperwork-lending-institutions-have -
Luckily Bob you don’t have to take my word for it, the settlements are all out there for the public to see at their own viewing pleasure. And frankly it would be a weird thing for me to lie about.
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I don't think you're lying I just think there is more to the story than you either know or are revealing. I'm certain that there might be a handful of cases where what you described might have happened but they're outliers and not the norm.Edwin_Bambino said:Luckily Bob you don’t have to take my word for it, the settlements are all out there for the public to see at their own viewing pleasure. And frankly it would be a weird thing for me to lie about.
What incentive does a bank have to foreclose on a property where the payments are current? -
Jfc! When the financed value is significantly below market value. Fuck you are a retard.SFGbob said:
I don't think you're lying I just think there is more to the story than you either know or are revealing. I'm certain that there might be a handful of cases where what you described might have happened but they're outliers and not the norm.Edwin_Bambino said:Luckily Bob you don’t have to take my word for it, the settlements are all out there for the public to see at their own viewing pleasure. And frankly it would be a weird thing for me to lie about.
What incentive does a bank have to foreclose on a property where the payments are current? -
The reverse was the problem during the housing meltdown fucking retard.CirrhosisDawg said:
Jfc! When the financed value is significantly below market value. Fuck you are a retard.SFGbob said:
I don't think you're lying I just think there is more to the story than you either know or are revealing. I'm certain that there might be a handful of cases where what you described might have happened but they're outliers and not the norm.Edwin_Bambino said:Luckily Bob you don’t have to take my word for it, the settlements are all out there for the public to see at their own viewing pleasure. And frankly it would be a weird thing for me to lie about.
What incentive does a bank have to foreclose on a property where the payments are current?
And I'm still not seeing any evidence that these type of bank foreclosures were at all prominent. -
Of course you don’t see evidence. Because you are an imbecile. Keep looking retard.SFGbob said:
The reverse was the problem during the housing meltdown fucking retard.CirrhosisDawg said:
Jfc! When the financed value is significantly below market value. Fuck you are a retard.SFGbob said:
I don't think you're lying I just think there is more to the story than you either know or are revealing. I'm certain that there might be a handful of cases where what you described might have happened but they're outliers and not the norm.Edwin_Bambino said:Luckily Bob you don’t have to take my word for it, the settlements are all out there for the public to see at their own viewing pleasure. And frankly it would be a weird thing for me to lie about.
What incentive does a bank have to foreclose on a property where the payments are current?
And I'm still not seeing any evidence that these type of bank foreclosures were at all prominent. -
About as much as I believe we were being "invaded" by rogue Mexicans. Like you, there are emotional little girls out there who believe whatever they want to believe.SFGbob said:
You can read her entire announcement speech here where she states no less than 24 times that she is going to "fight" against and for various things.
But I have a question for the libs, how many of you actually believe this statement to be true?
For the people meant fighting for middle class families who had been defrauded by banks and were losing their homes by the millions in the Great Recession.
Do any of you really believe that "millions" of people lost their homes on account of being defrauded by banks?
And is the concubine selling fear?
And another question, do Rats all believe in the one drop rule? Because I keep seeing these politicians who aren't even half black who call themselves "African American."
http://www.ktvu.com/news/transcript-kamala-harris-kicks-off-presidential-campaign-in-oakland -
I’m not sure it was always a conscious effort by the banks, more of a controls and systems issue. It was my first job out of college so I’m not going to claim I had high level insight.SFGbob said:
I don't think you're lying I just think there is more to the story than you either know or are revealing. I'm certain that there might be a handful of cases where what you described might have happened but they're outliers and not the norm.Edwin_Bambino said:Luckily Bob you don’t have to take my word for it, the settlements are all out there for the public to see at their own viewing pleasure. And frankly it would be a weird thing for me to lie about.
What incentive does a bank have to foreclose on a property where the payments are current?
I will also concede that there were plenty of people who were taking out loans who should have had no business getting the type of loans for houses they were receiving. The blame for that I think falls on both the customer and the banks that were giving out insanely predatory loans to people who they knew had no chance of being able to pay. -
No there isn't.allpurpleallgold said:
Democratic socialist. There’s a difference.Sledog said:
Cover word for communist/socialist.allpurpleallgold said:
Thats because I’m not liberal. I’m progressive.SFGbob said:
You're a shitty liberal.allpurpleallgold said:I would support Trump over her.
In either case, you claiming moral superiority to steal from the haves, so the have-nots can share a whole lot less. -
Financed value significantly ABOVE market value. Banks foreclose on that all the time. GayBob is looking for evidence...
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Great, you don't believe a claim I never made. Good for you Kunt.creepycoug said:
About as much as I believe we were being "invaded" by rogue Mexicans. Like you, there are emotional little girls out there who believe whatever they want to believe.SFGbob said:
You can read her entire announcement speech here where she states no less than 24 times that she is going to "fight" against and for various things.
But I have a question for the libs, how many of you actually believe this statement to be true?
For the people meant fighting for middle class families who had been defrauded by banks and were losing their homes by the millions in the Great Recession.
Do any of you really believe that "millions" of people lost their homes on account of being defrauded by banks?
And is the concubine selling fear?
And another question, do Rats all believe in the one drop rule? Because I keep seeing these politicians who aren't even half black who call themselves "African American."
http://www.ktvu.com/news/transcript-kamala-harris-kicks-off-presidential-campaign-in-oakland -
The banks are still holding a large bag of shit housing under water
Because if they dump it its 2007 all over again
Banks make money when you make your payments not when they foreclose
Investors make money off that stock. That's why banks started holding -
Fannie and Freddie were part of the problem. There is no getting around that. But they were far from alone. I lived this on the pretend law side.Gwad said:
FunFact: Bob has also purported the notion that Fannie & Freddie was the main reason for the financial crisis in recent times.HardlyClothed said:If you weren’t trying to engage everyone in bad faith all the time to get your daily dopamine hit you could just google “foreclosure robosigning recession” and read up. The practice was widespread and millions of people did lose their homes. Not all of them lost to robosigning but almost certainly in the hundreds of thousands.
It was the Timmy Geithner “foam the runway plan”. The banks only paid a relatively small settlement for doing so. For someone that pretends to be smart online you are such an easy mark, all the time.
Wall Street was as complicit as anybody. In hindsight, I should have taken one of several opportunities I had to leave my practice and join a group who splintered off from Lehman to do our own loan origination, package and sale business. Fannie and Freddie were big customers.
Who was at fault? All of us. The Clinton administration and their zeal for pumping up liquidity into the mortgage lending market so that "everybody can live the American dream and buy a home" (even those who couldn't afford it). Fannie and Freddie, as the instrumentality of that policy, Wall Street sleeze who made tons on the packaging and securitizations. The rating agencies, who were fucking asleep at the wheel, Wall Street, again, for lying to the rating agencies and selling high risk securities to people looking for fixed income. The greedy consumer in Seattle buying a $1M house making $125k / year. Everybody was at fault. There were no victims. -
They foreclose all the time when the owner is current with their payments? Got a link Kunt?CirrhosisDawg said:Financed value significantly ABOVE market value. Banks foreclose on that all the time. GayBob is looking for evidence...
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I'd hit it. Without a doubt. It's what separates us from women. We can hit that which we hate with terrible enthusiasm. Ask @PurpleThrobber . He'll tell you.TurdBuffer said:
Fine. I'm a mysogenist then. But that doesn't change the fact that Kamala has a face like a bloodhound and a grating, whiny voice that sounds like a starving cat. And look at those man hands. JFC. -
Btw, this is the polar opposite of what this mouthy Kunt first tried to claim.CirrhosisDawg said:Financed value significantly ABOVE market value. Banks foreclose on that all the time. GayBob is looking for evidence...
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They have to mark to market. And write down losses. And set aside capital against underwater loans. The regulators oversee it all. And then the banks foreclose.RaceBannon said:The banks are still holding a large bag of shit housing under water
Because if they dump it its 2007 all over again
Banks make money when you make your payments not when they foreclose
Investors make money off that stock. That's why banks started holding -
Now there's something we can agree on. But you need to ask yourself what allowed the banks to make loans to people they knew couldn't afford to pay the loans?Edwin_Bambino said:
I’m not sure it was always a conscious effort by the banks, more of a controls and systems issue. It was my first job out of college so I’m not going to claim I had high level insight.SFGbob said:
I don't think you're lying I just think there is more to the story than you either know or are revealing. I'm certain that there might be a handful of cases where what you described might have happened but they're outliers and not the norm.Edwin_Bambino said:Luckily Bob you don’t have to take my word for it, the settlements are all out there for the public to see at their own viewing pleasure. And frankly it would be a weird thing for me to lie about.
What incentive does a bank have to foreclose on a property where the payments are current?
I will also concede that there were plenty of people who were taking out loans who should have had no business getting the type of loans for houses they were receiving. The blame for that I think falls on both the customer and the banks that were giving out insanely predatory loans to people who they knew had no chance of being able to pay. -
I didn't say you made the claim Kunt, though I'm sure you are sympathetic to those who do. Try and read better, and your debate skills will improve. Dumb dumb.SFGbob said:
Great, you don't believe a claim I never made. Good for you Kunt.creepycoug said:
About as much as I believe we were being "invaded" by rogue Mexicans. Like you, there are emotional little girls out there who believe whatever they want to believe.SFGbob said:
You can read her entire announcement speech here where she states no less than 24 times that she is going to "fight" against and for various things.
But I have a question for the libs, how many of you actually believe this statement to be true?
For the people meant fighting for middle class families who had been defrauded by banks and were losing their homes by the millions in the Great Recession.
Do any of you really believe that "millions" of people lost their homes on account of being defrauded by banks?
And is the concubine selling fear?
And another question, do Rats all believe in the one drop rule? Because I keep seeing these politicians who aren't even half black who call themselves "African American."
http://www.ktvu.com/news/transcript-kamala-harris-kicks-off-presidential-campaign-in-oakland -
I've never claimed that Fannie and Freddie were all of the problem. Also Bush continued the same policies started by Clinton.creepycoug said:
Fannie and Freddie were part of the problem. There is no getting around that. But they were far from alone. I lived this on the pretend law side.Gwad said:
FunFact: Bob has also purported the notion that Fannie & Freddie was the main reason for the financial crisis in recent times.HardlyClothed said:If you weren’t trying to engage everyone in bad faith all the time to get your daily dopamine hit you could just google “foreclosure robosigning recession” and read up. The practice was widespread and millions of people did lose their homes. Not all of them lost to robosigning but almost certainly in the hundreds of thousands.
It was the Timmy Geithner “foam the runway plan”. The banks only paid a relatively small settlement for doing so. For someone that pretends to be smart online you are such an easy mark, all the time.
Wall Street was as complicit as anybody. In hindsight, I should have taken one of several opportunities I had to leave my practice and join a group who splintered off from Lehman to do our own loan origination, package and sale business. Fannie and Freddie were big customers.
Who was at fault? All of us. The Clinton administration and their zeal for pumping up liquidity into the mortgage lending market so that "everybody can live the American dream and buy a home" (even those who couldn't afford it). Fannie and Freddie, as the instrumentality of that policy, Wall Street sleeze who made tons on the packaging and securitizations. The rating agencies, who were fucking asleep at the wheel, Wall Street, again, for lying to the rating agencies and selling high risk securities to people looking for fixed income. The greedy consumer in Seattle buying a $1M house making $125k / year. Everybody was at fault. There were no victims.
