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$1.6T Student Debt - No Warning, Just Gone

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Comments

  • SFGbob
    SFGbob Member Posts: 33,188
    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    There's a lot of things people should and shouldn't be. You shouldn't be a Homophobic faggot but we accept that. A lot of people are deadbeats. A lot of college graduates defer their student loans indefinitely. Reducing the liability also brings more money into the economy for people who are actually educated. For someone who supports tax cuts for the wealthy. I'd think you'd support invectives for people who actually pay their debts.
    You can't defer your loans indefinitely. Do you have any more fantasy stories you'd like tell us Hondo? I support invective for people who don't pay their debts.
    If you know how to work the system. Indefinitely isn't far off. Or if your loan was prior to 1993.

    https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance
    Or you could just lie and then when called on your lie post a link that doesn't support your lie. You can't defer your loan payments indefinitely Hondo. You talked straight out of your ass and now instead of admitting as much you're doubling down and lying. This is what you do.
  • 2001400ex
    2001400ex Member Posts: 29,457
    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    There's a lot of things people should and shouldn't be. You shouldn't be a Homophobic faggot but we accept that. A lot of people are deadbeats. A lot of college graduates defer their student loans indefinitely. Reducing the liability also brings more money into the economy for people who are actually educated. For someone who supports tax cuts for the wealthy. I'd think you'd support invectives for people who actually pay their debts.
    You can't defer your loans indefinitely. Do you have any more fantasy stories you'd like tell us Hondo? I support invective for people who don't pay their debts.
    If you know how to work the system. Indefinitely isn't far off. Or if your loan was prior to 1993.

    https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance
    Or you could just lie and then when called on your lie post a link that doesn't support your lie. You can't defer your loan payments indefinitely Hondo. You talked straight out of your ass and now instead of admitting as much you're doubling down and lying. This is what you do.
    Do you ever wonder why I'm the only dumbfuck dumb enough to try to actually engage you in a conversation?
  • SFGbob
    SFGbob Member Posts: 33,188
    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    There's a lot of things people should and shouldn't be. You shouldn't be a Homophobic faggot but we accept that. A lot of people are deadbeats. A lot of college graduates defer their student loans indefinitely. Reducing the liability also brings more money into the economy for people who are actually educated. For someone who supports tax cuts for the wealthy. I'd think you'd support invectives for people who actually pay their debts.
    You can't defer your loans indefinitely. Do you have any more fantasy stories you'd like tell us Hondo? I support invective for people who don't pay their debts.
    If you know how to work the system. Indefinitely isn't far off. Or if your loan was prior to 1993.

    https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance
    Or you could just lie and then when called on your lie post a link that doesn't support your lie. You can't defer your loan payments indefinitely Hondo. You talked straight out of your ass and now instead of admitting as much you're doubling down and lying. This is what you do.
    Do you ever wonder why I'm the only dumbfuck dumb enough to try to actually engage you in a conversation?
    Do you ever wonder why you're a pathological liar who is constantly posting links that don't support what you've claimed? You can't defer your student loan payments indefinitely. You fucking lied Kunt, just as you always lie and instead of having the integrity to just admit you were wrong you now compound it by doubling down on your lie.
  • 2001400ex
    2001400ex Member Posts: 29,457
    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    There's a lot of things people should and shouldn't be. You shouldn't be a Homophobic faggot but we accept that. A lot of people are deadbeats. A lot of college graduates defer their student loans indefinitely. Reducing the liability also brings more money into the economy for people who are actually educated. For someone who supports tax cuts for the wealthy. I'd think you'd support invectives for people who actually pay their debts.
    You can't defer your loans indefinitely. Do you have any more fantasy stories you'd like tell us Hondo? I support invective for people who don't pay their debts.
    If you know how to work the system. Indefinitely isn't far off. Or if your loan was prior to 1993.

    https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance
    Or you could just lie and then when called on your lie post a link that doesn't support your lie. You can't defer your loan payments indefinitely Hondo. You talked straight out of your ass and now instead of admitting as much you're doubling down and lying. This is what you do.
    Do you ever wonder why I'm the only dumbfuck dumb enough to try to actually engage you in a conversation?
    Do you ever wonder why you're a pathological liar who is constantly posting links that don't support what you've claimed? You can't defer your student loan payments indefinitely. You fucking lied Kunt, just as you always lie and instead of having the integrity to just admit you were wrong you now compound it by doubling down on your lie.
    Yeah you don't get upset about lies* at all. In any way.


    * Perceived lies. Any idiot understands the concept I was speaking about.
  • CirrhosisDawg
    CirrhosisDawg Member Posts: 6,390
    SFGbob said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    Sounds like they have a contract!
    I hear that banks can foreclose on people even if they're current on their loans. At least that's what some fucking moron from El Monte said.
    They can’t? Link? Answer the question GayBob.
  • SFGbob
    SFGbob Member Posts: 33,188
    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    There's a lot of things people should and shouldn't be. You shouldn't be a Homophobic faggot but we accept that. A lot of people are deadbeats. A lot of college graduates defer their student loans indefinitely. Reducing the liability also brings more money into the economy for people who are actually educated. For someone who supports tax cuts for the wealthy. I'd think you'd support invectives for people who actually pay their debts.
    You can't defer your loans indefinitely. Do you have any more fantasy stories you'd like tell us Hondo? I support invective for people who don't pay their debts.
    If you know how to work the system. Indefinitely isn't far off. Or if your loan was prior to 1993.

    https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance
    Or you could just lie and then when called on your lie post a link that doesn't support your lie. You can't defer your loan payments indefinitely Hondo. You talked straight out of your ass and now instead of admitting as much you're doubling down and lying. This is what you do.
    Do you ever wonder why I'm the only dumbfuck dumb enough to try to actually engage you in a conversation?
    Do you ever wonder why you're a pathological liar who is constantly posting links that don't support what you've claimed? You can't defer your student loan payments indefinitely. You fucking lied Kunt, just as you always lie and instead of having the integrity to just admit you were wrong you now compound it by doubling down on your lie.
    Yeah you don't get upset about lies* at all. In any way.


    * Perceived lies. Any idiot understands the concept I was speaking about.

    Ah yes the "concept" of you being a pathological liar.


    A lot of college graduates defer their student loans indefinitely.
  • 2001400ex
    2001400ex Member Posts: 29,457
    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    There's a lot of things people should and shouldn't be. You shouldn't be a Homophobic faggot but we accept that. A lot of people are deadbeats. A lot of college graduates defer their student loans indefinitely. Reducing the liability also brings more money into the economy for people who are actually educated. For someone who supports tax cuts for the wealthy. I'd think you'd support invectives for people who actually pay their debts.
    You can't defer your loans indefinitely. Do you have any more fantasy stories you'd like tell us Hondo? I support invective for people who don't pay their debts.
    If you know how to work the system. Indefinitely isn't far off. Or if your loan was prior to 1993.

    https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance
    Or you could just lie and then when called on your lie post a link that doesn't support your lie. You can't defer your loan payments indefinitely Hondo. You talked straight out of your ass and now instead of admitting as much you're doubling down and lying. This is what you do.
    Do you ever wonder why I'm the only dumbfuck dumb enough to try to actually engage you in a conversation?
    Do you ever wonder why you're a pathological liar who is constantly posting links that don't support what you've claimed? You can't defer your student loan payments indefinitely. You fucking lied Kunt, just as you always lie and instead of having the integrity to just admit you were wrong you now compound it by doubling down on your lie.
    Yeah you don't get upset about lies* at all. In any way.


    * Perceived lies. Any idiot understands the concept I was speaking about.

    Ah yes the "concept" of you being a pathological liar.


    A lot of college graduates defer their student loans indefinitely.
    So you don't understand. Got it.
  • SFGbob
    SFGbob Member Posts: 33,188
    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    There's a lot of things people should and shouldn't be. You shouldn't be a Homophobic faggot but we accept that. A lot of people are deadbeats. A lot of college graduates defer their student loans indefinitely. Reducing the liability also brings more money into the economy for people who are actually educated. For someone who supports tax cuts for the wealthy. I'd think you'd support invectives for people who actually pay their debts.
    You can't defer your loans indefinitely. Do you have any more fantasy stories you'd like tell us Hondo? I support invective for people who don't pay their debts.
    If you know how to work the system. Indefinitely isn't far off. Or if your loan was prior to 1993.

    https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance
    Or you could just lie and then when called on your lie post a link that doesn't support your lie. You can't defer your loan payments indefinitely Hondo. You talked straight out of your ass and now instead of admitting as much you're doubling down and lying. This is what you do.
    Do you ever wonder why I'm the only dumbfuck dumb enough to try to actually engage you in a conversation?
    Do you ever wonder why you're a pathological liar who is constantly posting links that don't support what you've claimed? You can't defer your student loan payments indefinitely. You fucking lied Kunt, just as you always lie and instead of having the integrity to just admit you were wrong you now compound it by doubling down on your lie.
    Yeah you don't get upset about lies* at all. In any way.


    * Perceived lies. Any idiot understands the concept I was speaking about.

    Ah yes the "concept" of you being a pathological liar.


    A lot of college graduates defer their student loans indefinitely.
    So you don't understand. Got it.
    I get that you're a liar who can't back up your mouth. No college students defer their student loans indefinitely.
  • 2001400ex
    2001400ex Member Posts: 29,457
    SFGbob said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    Sounds like they have a contract!
    I hear that banks can foreclose on people even if they're current on their loans. At least that's what some fucking moron from El Monte said.
    Bob had never heard of countrywide mortgage.
  • SFGbob
    SFGbob Member Posts: 33,188
    2001400ex said:

    SFGbob said:

    SFGbob said:

    2001400ex said:

    SFGbob said:

    2001400ex said:

    Oh and I disagree with getting rid of student debt. The only thing I'd support is a system where you pay on time for X number of years and the rest is forgiven. So if your loans are 15 years and you pay on time the first 10, then cool. And you can only have so many months of deferment.

    I know a dude who makes about $140k a year, graduated 6 years ago. Came out making $120k. His $150k in loans is still in deferment. Like how does that work? He graduated from wsu so that explains part of it.

    Why should your student loan debt be forgiven just because you've paid on time for a number of years?
    As an incentive to actually pay them down. It's too easy to just let them roll in deferment. As my post indicated.

    Back in the day, my loans, if I made all 12 payments, I'd get a letter every year saying 1% of my loans were forgiven. And my interest rate was reduced under 3% after a couple years.
    How about the incentive that you signed a contract and borrowed the money now you're on the hook to pay it back. People should pay back the money they are contractually obligated to pay and not one penny less.

    You shouldn't need an incentive not to be a dead beat.
    Sounds like they have a contract!
    I hear that banks can foreclose on people even if they're current on their loans. At least that's what some fucking moron from El Monte said.
    Bob had never heard of countrywide mortgage.
    Yeah, one of my best friends was an executive there but I've never heard of it. You're free to provide evidence in support of it Hondo. Last time you stuck your head up your ass and posted about some guy who was behind on his reverse mortgage. Loved the way you ran and hid like a Kunt from that thread.