GOP Plan Orders Insurers to Charge People 30% More If Uninsured for 63 Days
Comments
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Interesting. Wish we had that.dflea said:
Medical. My company offers a significant discount on the employee share of your health care expense if you are a non smoker.2001400ex said:
That life insurance or medical insurance? Every place I have worked, I've never been asked about being a smoker other than for life insurance.dflea said:
I get the non-smoker discount every year, faggot. That's why I quit years ago.salemcoog said:
@dflea true????2001400ex said:
I agree with most of that. Except about paying the same as the fat lazy smoker. You already do as insurance companies charge the same regardless of health.Woof said:
Fair point.2001400ex said:
While yet is an issue for the 90% that are current covered, I'm not thinking the other 10% that don't currently have insurance would add to that issue much. That being said, I'm sure the reduced waste in billing that currently goes on will easily cover those people.Woof said:
I've always found this line of thought incredibly stupid due to the way healthcare and health insurance is structured in the US. As an example:2001400ex said:
I'm not talking doctors or pharmacists. I'm talking the person paying the bill trying to tell me what procedure to get. That should be between me and the doctor, who should get paid for ensuring I have the right medical care.Doogles said:
Agree, but how do you inspire individuals to pursue expertise in medicine and spend a decade plus of their life going into six fig debt without paying them accordingly.2001400ex said:
My health care shouldn't be determined with a profit motive.greenblood said:It comes down to conflicting ideas. Is good healthcare a privilege or a right?
It's a tricky fucking problem no doubt.
- For most helicopter parents these days, if their kid has the sniffles, fuck what it costs, they want the doctor to run every test possible, regardless of logic
- From the doctor's perspective, it makes sense for them to say yes to most of helicopter parent's demands, because if the 0.0001% chance that Suzie has racebannon-syndrome comes to fruition, they're going to get their asses sued
- Neither person really cares about cost in this case, so the insurance company ends up paying for a few extra tests that don't really make sense, fighting with the doctors, and denying claims (and thus being vilified)
Neither of the supposedly rational actors in this situation are acting rationally here, and it leads to billions wasted in unnecessary procedures and millions of hours of back and forth between doctors / patients / and insurance companies.
Not sure how to fix this mess. I just know that I don't trust the vast pool of mental midgets in this country to make rational healthcare decisions.
The pros of uniform coverage are:
- People don't die
- Negotiating in bulk saves money in theory - see Medicare D for an example of how the gubment is somehow able to supremely fuck this up
- Reduced bureaucracy / inefficiency to some extent
Cons would be:
- The government is likely to screw it up
- I almost always prefer free market solutions
- One size fits all solutions means that I'm likely to pay the same in taxes as a fat smoker whose diet consists entirely of foods with the words "frozen" "hydrogenated" and "artificial sweeteners" on the labels
In theory, I could likely get behind some sort of national healthcare proposal that only has catastrophic coverage and an annual check up or two, but then again, check my cons list.
How does having full blown AIDS affect your rates? -
Disagreedhdawg said:
AARP, American Cancer Patients association, doctors groups, literally every group is against it.RaceBannon said:Believe it or not I think Ryan is on the right track here after today. Sure I would love to burn it all down and fuck the consequences but that is not responsible leadership.
Trump did what he did with the EO. Ryan is doing all he can to repeal as much of it as possible without democrat votes. Libs and true blue cons are unhappy. So what.
To get the new plan they need 8 democrat votes in the Senate so there has to be a compromise. Or they try and the dems obstruct and wear it in 2018.
Trump is engaged trying to get both sides of the GOP to take this track. It seems doable.
The worst parts of it that people really hated are gone if this step passes. That's a win politically.
Trump is stupid, remember that. Like when he said Obama wire tapped him and the Russia allegations dried up over night.
Real stupid that guy
it has no chance and the democrats will take no criticism for obstructing it
What's up for a vote now doesn't need democrats. It's the repeal part and will be done through reconciliation
You don't even know the part you say everyone is against
Go ahead and run on getting the mandate back. Please -
It's a good way to get people to unfuck themselves and get more skin in the game. I hope they offer a discount for having a normal BMI next.2001400ex said:
Interesting. Wish we had that.dflea said:
Medical. My company offers a significant discount on the employee share of your health care expense if you are a non smoker.2001400ex said:
That life insurance or medical insurance? Every place I have worked, I've never been asked about being a smoker other than for life insurance.dflea said:
I get the non-smoker discount every year, faggot. That's why I quit years ago.salemcoog said:
@dflea true????2001400ex said:
I agree with most of that. Except about paying the same as the fat lazy smoker. You already do as insurance companies charge the same regardless of health.Woof said:
Fair point.2001400ex said:
While yet is an issue for the 90% that are current covered, I'm not thinking the other 10% that don't currently have insurance would add to that issue much. That being said, I'm sure the reduced waste in billing that currently goes on will easily cover those people.Woof said:
I've always found this line of thought incredibly stupid due to the way healthcare and health insurance is structured in the US. As an example:2001400ex said:
I'm not talking doctors or pharmacists. I'm talking the person paying the bill trying to tell me what procedure to get. That should be between me and the doctor, who should get paid for ensuring I have the right medical care.Doogles said:
Agree, but how do you inspire individuals to pursue expertise in medicine and spend a decade plus of their life going into six fig debt without paying them accordingly.2001400ex said:
My health care shouldn't be determined with a profit motive.greenblood said:It comes down to conflicting ideas. Is good healthcare a privilege or a right?
It's a tricky fucking problem no doubt.
- For most helicopter parents these days, if their kid has the sniffles, fuck what it costs, they want the doctor to run every test possible, regardless of logic
- From the doctor's perspective, it makes sense for them to say yes to most of helicopter parent's demands, because if the 0.0001% chance that Suzie has racebannon-syndrome comes to fruition, they're going to get their asses sued
- Neither person really cares about cost in this case, so the insurance company ends up paying for a few extra tests that don't really make sense, fighting with the doctors, and denying claims (and thus being vilified)
Neither of the supposedly rational actors in this situation are acting rationally here, and it leads to billions wasted in unnecessary procedures and millions of hours of back and forth between doctors / patients / and insurance companies.
Not sure how to fix this mess. I just know that I don't trust the vast pool of mental midgets in this country to make rational healthcare decisions.
The pros of uniform coverage are:
- People don't die
- Negotiating in bulk saves money in theory - see Medicare D for an example of how the gubment is somehow able to supremely fuck this up
- Reduced bureaucracy / inefficiency to some extent
Cons would be:
- The government is likely to screw it up
- I almost always prefer free market solutions
- One size fits all solutions means that I'm likely to pay the same in taxes as a fat smoker whose diet consists entirely of foods with the words "frozen" "hydrogenated" and "artificial sweeteners" on the labels
In theory, I could likely get behind some sort of national healthcare proposal that only has catastrophic coverage and an annual check up or two, but then again, check my cons list.
How does having full blown AIDS affect your rates? -
Neither does the GOP.RaceBannon said:
Disagreedhdawg said:
AARP, American Cancer Patients association, doctors groups, literally every group is against it.RaceBannon said:Believe it or not I think Ryan is on the right track here after today. Sure I would love to burn it all down and fuck the consequences but that is not responsible leadership.
Trump did what he did with the EO. Ryan is doing all he can to repeal as much of it as possible without democrat votes. Libs and true blue cons are unhappy. So what.
To get the new plan they need 8 democrat votes in the Senate so there has to be a compromise. Or they try and the dems obstruct and wear it in 2018.
Trump is engaged trying to get both sides of the GOP to take this track. It seems doable.
The worst parts of it that people really hated are gone if this step passes. That's a win politically.
Trump is stupid, remember that. Like when he said Obama wire tapped him and the Russia allegations dried up over night.
Real stupid that guy
it has no chance and the democrats will take no criticism for obstructing it
What's up for a vote now doesn't need democrats. It's the repeal part and will be done through reconciliation
You don't even know the part you say everyone is against
Go ahead and run on getting the mandate back. Please -
Maybe I should have posted that the second phase will require compromise.TierbsHsotBoobs said:
Neither does the GOP.RaceBannon said:
Disagreedhdawg said:
AARP, American Cancer Patients association, doctors groups, literally every group is against it.RaceBannon said:Believe it or not I think Ryan is on the right track here after today. Sure I would love to burn it all down and fuck the consequences but that is not responsible leadership.
Trump did what he did with the EO. Ryan is doing all he can to repeal as much of it as possible without democrat votes. Libs and true blue cons are unhappy. So what.
To get the new plan they need 8 democrat votes in the Senate so there has to be a compromise. Or they try and the dems obstruct and wear it in 2018.
Trump is engaged trying to get both sides of the GOP to take this track. It seems doable.
The worst parts of it that people really hated are gone if this step passes. That's a win politically.
Trump is stupid, remember that. Like when he said Obama wire tapped him and the Russia allegations dried up over night.
Real stupid that guy
it has no chance and the democrats will take no criticism for obstructing it
What's up for a vote now doesn't need democrats. It's the repeal part and will be done through reconciliation
You don't even know the part you say everyone is against
Go ahead and run on getting the mandate back. Please
Wait I did. -
what's up now isn't going to pass. democrats or not.RaceBannon said:
Disagreedhdawg said:
AARP, American Cancer Patients association, doctors groups, literally every group is against it.RaceBannon said:Believe it or not I think Ryan is on the right track here after today. Sure I would love to burn it all down and fuck the consequences but that is not responsible leadership.
Trump did what he did with the EO. Ryan is doing all he can to repeal as much of it as possible without democrat votes. Libs and true blue cons are unhappy. So what.
To get the new plan they need 8 democrat votes in the Senate so there has to be a compromise. Or they try and the dems obstruct and wear it in 2018.
Trump is engaged trying to get both sides of the GOP to take this track. It seems doable.
The worst parts of it that people really hated are gone if this step passes. That's a win politically.
Trump is stupid, remember that. Like when he said Obama wire tapped him and the Russia allegations dried up over night.
Real stupid that guy
it has no chance and the democrats will take no criticism for obstructing it
What's up for a vote now doesn't need democrats. It's the repeal part and will be done through reconciliation
You don't even know the part you say everyone is against
Go ahead and run on getting the mandate back. Please
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Your company is on the right path. Ours gives premium discounts if you pass 3 of 6 checks - no tobacco use, including chew; BMI; blood sugar: blood pressure; total cholesterol and HDL. We have a lab service come in once a year to run the tests, or u can use your own health provider. Tobacco use is on the honor system though.dflea said:
It's a good way to get people to unfuck themselves and get more skin in the game. I hope they offer a discount for having a normal BMI next.2001400ex said:
Interesting. Wish we had that.dflea said:
Medical. My company offers a significant discount on the employee share of your health care expense if you are a non smoker.2001400ex said:
That life insurance or medical insurance? Every place I have worked, I've never been asked about being a smoker other than for life insurance.dflea said:
I get the non-smoker discount every year, faggot. That's why I quit years ago.salemcoog said:
@dflea true????2001400ex said:
I agree with most of that. Except about paying the same as the fat lazy smoker. You already do as insurance companies charge the same regardless of health.Woof said:
Fair point.2001400ex said:
While yet is an issue for the 90% that are current covered, I'm not thinking the other 10% that don't currently have insurance would add to that issue much. That being said, I'm sure the reduced waste in billing that currently goes on will easily cover those people.Woof said:
I've always found this line of thought incredibly stupid due to the way healthcare and health insurance is structured in the US. As an example:2001400ex said:
I'm not talking doctors or pharmacists. I'm talking the person paying the bill trying to tell me what procedure to get. That should be between me and the doctor, who should get paid for ensuring I have the right medical care.Doogles said:
Agree, but how do you inspire individuals to pursue expertise in medicine and spend a decade plus of their life going into six fig debt without paying them accordingly.2001400ex said:
My health care shouldn't be determined with a profit motive.greenblood said:It comes down to conflicting ideas. Is good healthcare a privilege or a right?
It's a tricky fucking problem no doubt.
- For most helicopter parents these days, if their kid has the sniffles, fuck what it costs, they want the doctor to run every test possible, regardless of logic
- From the doctor's perspective, it makes sense for them to say yes to most of helicopter parent's demands, because if the 0.0001% chance that Suzie has racebannon-syndrome comes to fruition, they're going to get their asses sued
- Neither person really cares about cost in this case, so the insurance company ends up paying for a few extra tests that don't really make sense, fighting with the doctors, and denying claims (and thus being vilified)
Neither of the supposedly rational actors in this situation are acting rationally here, and it leads to billions wasted in unnecessary procedures and millions of hours of back and forth between doctors / patients / and insurance companies.
Not sure how to fix this mess. I just know that I don't trust the vast pool of mental midgets in this country to make rational healthcare decisions.
The pros of uniform coverage are:
- People don't die
- Negotiating in bulk saves money in theory - see Medicare D for an example of how the gubment is somehow able to supremely fuck this up
- Reduced bureaucracy / inefficiency to some extent
Cons would be:
- The government is likely to screw it up
- I almost always prefer free market solutions
- One size fits all solutions means that I'm likely to pay the same in taxes as a fat smoker whose diet consists entirely of foods with the words "frozen" "hydrogenated" and "artificial sweeteners" on the labels
In theory, I could likely get behind some sort of national healthcare proposal that only has catastrophic coverage and an annual check up or two, but then again, check my cons list.
How does having full blown AIDS affect your rates? -
It's going to suck.RaceBannon said:
Maybe I should have posted that the second phase will require compromise.TierbsHsotBoobs said:
Neither does the GOP.RaceBannon said:
Disagreedhdawg said:
AARP, American Cancer Patients association, doctors groups, literally every group is against it.RaceBannon said:Believe it or not I think Ryan is on the right track here after today. Sure I would love to burn it all down and fuck the consequences but that is not responsible leadership.
Trump did what he did with the EO. Ryan is doing all he can to repeal as much of it as possible without democrat votes. Libs and true blue cons are unhappy. So what.
To get the new plan they need 8 democrat votes in the Senate so there has to be a compromise. Or they try and the dems obstruct and wear it in 2018.
Trump is engaged trying to get both sides of the GOP to take this track. It seems doable.
The worst parts of it that people really hated are gone if this step passes. That's a win politically.
Trump is stupid, remember that. Like when he said Obama wire tapped him and the Russia allegations dried up over night.
Real stupid that guy
it has no chance and the democrats will take no criticism for obstructing it
What's up for a vote now doesn't need democrats. It's the repeal part and will be done through reconciliation
You don't even know the part you say everyone is against
Go ahead and run on getting the mandate back. Please
Wait I did.
HTH -
Disagree. Trump, Ryan and Cruz will get it through. This is the easy partdhdawg said:
what's up now isn't going to pass. democrats or not.RaceBannon said:
Disagreedhdawg said:
AARP, American Cancer Patients association, doctors groups, literally every group is against it.RaceBannon said:Believe it or not I think Ryan is on the right track here after today. Sure I would love to burn it all down and fuck the consequences but that is not responsible leadership.
Trump did what he did with the EO. Ryan is doing all he can to repeal as much of it as possible without democrat votes. Libs and true blue cons are unhappy. So what.
To get the new plan they need 8 democrat votes in the Senate so there has to be a compromise. Or they try and the dems obstruct and wear it in 2018.
Trump is engaged trying to get both sides of the GOP to take this track. It seems doable.
The worst parts of it that people really hated are gone if this step passes. That's a win politically.
Trump is stupid, remember that. Like when he said Obama wire tapped him and the Russia allegations dried up over night.
Real stupid that guy
it has no chance and the democrats will take no criticism for obstructing it
What's up for a vote now doesn't need democrats. It's the repeal part and will be done through reconciliation
You don't even know the part you say everyone is against
Go ahead and run on getting the mandate back. Please -
kicking millions off of insurance, raising costs, and increasing the deficit is not the easy partRaceBannon said:
Disagree. Trump, Ryan and Cruz will get it through. This is the easy partdhdawg said:
what's up now isn't going to pass. democrats or not.RaceBannon said:
Disagreedhdawg said:
AARP, American Cancer Patients association, doctors groups, literally every group is against it.RaceBannon said:Believe it or not I think Ryan is on the right track here after today. Sure I would love to burn it all down and fuck the consequences but that is not responsible leadership.
Trump did what he did with the EO. Ryan is doing all he can to repeal as much of it as possible without democrat votes. Libs and true blue cons are unhappy. So what.
To get the new plan they need 8 democrat votes in the Senate so there has to be a compromise. Or they try and the dems obstruct and wear it in 2018.
Trump is engaged trying to get both sides of the GOP to take this track. It seems doable.
The worst parts of it that people really hated are gone if this step passes. That's a win politically.
Trump is stupid, remember that. Like when he said Obama wire tapped him and the Russia allegations dried up over night.
Real stupid that guy
it has no chance and the democrats will take no criticism for obstructing it
What's up for a vote now doesn't need democrats. It's the repeal part and will be done through reconciliation
You don't even know the part you say everyone is against
Go ahead and run on getting the mandate back. Please
