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Obamacare 2.0

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  • 2001400ex
    2001400ex Member Posts: 29,457
    doogie said:

    dhdawg said:

    RaceBannon said:

    I think we should go ahead and trust the assholes who lied about Obamacare on single payer. I'm sure they will tell the truth this time

    or maybe we could trust every other modern country
    The ones who enjoy free military protection?
    You knuckleheads can keep repeating the free military argument. But you are too dumb to realize that military spending and health care spending are not correlated. Every other industrialized nation spends less per capita on health care than we do. By a lot. Don't you think that's a more meaningful conversation?
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  • UWhuskytskeet
    UWhuskytskeet Member Posts: 7,113
    Pitchfork51 said:

    I still don't get why they can't just look at every other developed country, do a quick analysis on costs for the government per person and cost to the person against quality of healthcare. Then whichever model is most efficient just copy the damn thing.

    Insurance companies won't be happy.
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  • UWhuskytskeet
    UWhuskytskeet Member Posts: 7,113
    2001400ex said:

    doogie said:

    dhdawg said:

    RaceBannon said:

    I think we should go ahead and trust the assholes who lied about Obamacare on single payer. I'm sure they will tell the truth this time

    or maybe we could trust every other modern country
    The ones who enjoy free military protection?
    You knuckleheads can keep repeating the free military argument. But you are too dumb to realize that military spending and health care spending are not correlated. Every other industrialized nation spends less per capita on health care than we do. By a lot. Don't you think that's a more meaningful conversation?
    It's a good point. Look guys, you can still blow up brown people, but also have less expensive healthcare.
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  • ThomasFremont
    ThomasFremont Member Posts: 13,325
    The fact that we as a country pay more for healthcare per person than other developed countries has nothing to do with the fact that we protect them with our military.

    We are paying more for healthcare. At a minimum we should be paying the same.

    And if we are as innovative and competitive as we claim, shouldn't we be able to figure out how to do it better than fucking Sweden? Or is being a homogenized country somehow the cure for healthcare problems?
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  • doogie
    doogie Member Posts: 15,072
    2001400ex said:

    doogie said:

    dhdawg said:

    RaceBannon said:

    I think we should go ahead and trust the assholes who lied about Obamacare on single payer. I'm sure they will tell the truth this time

    or maybe we could trust every other modern country
    The ones who enjoy free military protection?
    You knuckleheads can keep repeating the free military argument. But you are too dumb to realize that military spending and health care spending are not correlated. Every other industrialized nation spends less per capita on health care than we do. By a lot. Don't you think that's a more meaningful conversation?
    You have no dog in this fight. You backed the loser. Embrace it.
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  • 2001400ex
    2001400ex Member Posts: 29,457
    doogie said:

    2001400ex said:

    doogie said:

    dhdawg said:

    RaceBannon said:

    I think we should go ahead and trust the assholes who lied about Obamacare on single payer. I'm sure they will tell the truth this time

    or maybe we could trust every other modern country
    The ones who enjoy free military protection?
    You knuckleheads can keep repeating the free military argument. But you are too dumb to realize that military spending and health care spending are not correlated. Every other industrialized nation spends less per capita on health care than we do. By a lot. Don't you think that's a more meaningful conversation?
    You I have no dog in this fight argument and repeat conservative talking points without understanding them. You I backed the loser liar. Embrace it.
    Crisped
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  • HanseeHall78
    HanseeHall78 Member Posts: 156
    Insurance is a very simple business: it is the contractual transfer of specifically-defined potential future risks from an insured to an insurer for an agreed fee (premium).

    Any program or mandate that requires an insurer to pay the cost of a treatment or loss for an insured's pre-existing condition without the ability to charge a fair premium for that coverage is not insurance at all. It is a subsidy.

    I would love to not have to carry fire insurance on my home but have the ability to buy it at the same rate as my neighbor after my home is already on fire. Similarly, I would love to not have to purchase health insurance until after I have a heart attack but before I have heart surgery.
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  • 2001400ex
    2001400ex Member Posts: 29,457
    HanseeHall78 said:

    Insurance is a very simple business: it is the contractual transfer of specifically-defined potential future risks from an insured to an insurer for an agreed fee (premium).

    Any program or mandate that requires an insurer to pay the cost of a treatment or loss for an insured's pre-existing condition without the ability to charge a fair premium for that coverage is not insurance at all. It is a subsidy.

    I would love to not have to carry fire insurance on my home but have the ability to buy it at the same rate as my neighbor after my home is already on fire. Similarly, I would love to not have to purchase health insurance until after I have a heart attack but before I have heart surgery.

    You can keep repeating that, but that's about 1,549 on the list of issues with Obamacare. Not to mention, that's not the primary reason for the pre existing conditions deal. It's more about ensuring that insurance companies don't deny coverage when someone gets sick.

    Other than that, nice rant.
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  • UWhuskytskeet
    UWhuskytskeet Member Posts: 7,113
    HanseeHall78 said:

    Insurance is a very simple business: it is the contractual transfer of specifically-defined potential future risks from an insured to an insurer for an agreed fee (premium).

    Any program or mandate that requires an insurer to pay the cost of a treatment or loss for an insured's pre-existing condition without the ability to charge a fair premium for that coverage is not insurance at all. It is a subsidy.

    I would love to not have to carry fire insurance on my home but have the ability to buy it at the same rate as my neighbor after my home is already on fire. Similarly, I would love to not have to purchase health insurance until after I have a heart attack but before I have heart surgery.

    That's one of the problems with pre-existing conditions, and it's one of the reasons why insurance companies want a very large pool of people to insure -- mitigate risk. The largest pool possible is everyone in the US, AKA single payer.
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 113,870 Founders Club
    UWhuskytskeet said:

    HanseeHall78 said:

    Insurance is a very simple business: it is the contractual transfer of specifically-defined potential future risks from an insured to an insurer for an agreed fee (premium).

    Any program or mandate that requires an insurer to pay the cost of a treatment or loss for an insured's pre-existing condition without the ability to charge a fair premium for that coverage is not insurance at all. It is a subsidy.

    I would love to not have to carry fire insurance on my home but have the ability to buy it at the same rate as my neighbor after my home is already on fire. Similarly, I would love to not have to purchase health insurance until after I have a heart attack but before I have heart surgery.

    That's one of the problems with pre-existing conditions, and it's one of the reasons why insurance companies want a very large pool of people to insure -- mitigate risk. The largest pool possible is everyone in the US, AKA single payer.
    I'm not here to make insurance companies money. Fuck that shit
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  • UWhuskytskeet
    UWhuskytskeet Member Posts: 7,113
    RaceBannon said:

    UWhuskytskeet said:

    HanseeHall78 said:

    Insurance is a very simple business: it is the contractual transfer of specifically-defined potential future risks from an insured to an insurer for an agreed fee (premium).

    Any program or mandate that requires an insurer to pay the cost of a treatment or loss for an insured's pre-existing condition without the ability to charge a fair premium for that coverage is not insurance at all. It is a subsidy.

    I would love to not have to carry fire insurance on my home but have the ability to buy it at the same rate as my neighbor after my home is already on fire. Similarly, I would love to not have to purchase health insurance until after I have a heart attack but before I have heart surgery.

    That's one of the problems with pre-existing conditions, and it's one of the reasons why insurance companies want a very large pool of people to insure -- mitigate risk. The largest pool possible is everyone in the US, AKA single payer.
    I'm not here to make insurance companies money. Fuck that shit
    130 year old guys aren't making insurance companies money.

    Single payer removes health insurance companies btw.
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 113,870 Founders Club
    UWhuskytskeet said:

    RaceBannon said:

    UWhuskytskeet said:

    HanseeHall78 said:

    Insurance is a very simple business: it is the contractual transfer of specifically-defined potential future risks from an insured to an insurer for an agreed fee (premium).

    Any program or mandate that requires an insurer to pay the cost of a treatment or loss for an insured's pre-existing condition without the ability to charge a fair premium for that coverage is not insurance at all. It is a subsidy.

    I would love to not have to carry fire insurance on my home but have the ability to buy it at the same rate as my neighbor after my home is already on fire. Similarly, I would love to not have to purchase health insurance until after I have a heart attack but before I have heart surgery.

    That's one of the problems with pre-existing conditions, and it's one of the reasons why insurance companies want a very large pool of people to insure -- mitigate risk. The largest pool possible is everyone in the US, AKA single payer.
    I'm not here to make insurance companies money. Fuck that shit
    130 year old guys aren't making insurance companies money.

    Single payer removes health insurance companies btw.
    I know. Then we can get VA level care!!!!!1111!!!!!!

    Keep the insurance option private and affordable for the healthy and employed. Just write a fucking check for the sick and poor. We would save money.
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  • UWhuskytskeet
    UWhuskytskeet Member Posts: 7,113
    RaceBannon said:

    UWhuskytskeet said:

    RaceBannon said:

    UWhuskytskeet said:

    HanseeHall78 said:

    Insurance is a very simple business: it is the contractual transfer of specifically-defined potential future risks from an insured to an insurer for an agreed fee (premium).

    Any program or mandate that requires an insurer to pay the cost of a treatment or loss for an insured's pre-existing condition without the ability to charge a fair premium for that coverage is not insurance at all. It is a subsidy.

    I would love to not have to carry fire insurance on my home but have the ability to buy it at the same rate as my neighbor after my home is already on fire. Similarly, I would love to not have to purchase health insurance until after I have a heart attack but before I have heart surgery.

    That's one of the problems with pre-existing conditions, and it's one of the reasons why insurance companies want a very large pool of people to insure -- mitigate risk. The largest pool possible is everyone in the US, AKA single payer.
    I'm not here to make insurance companies money. Fuck that shit
    130 year old guys aren't making insurance companies money.

    Single payer removes health insurance companies btw.
    I know. Then we can get VA level care!!!!!1111!!!!!!

    Keep the insurance option private and affordable for the healthy and employed. Just write a fucking check for the sick and poor. We would save money.
    You are confusing single payer and universal healthcare.

    Single payer is basically what you described in the second paragraph. You still have private care, but a public payment. If "you aren't here to make insurance companies money" then you have one option.
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