Market forces. Cut off loans and make colleges price tuition accordingly
Because economic mobility is a bad thing.
What?
I'm talking about making college affordable. What are you talking about?
Are those things mutually exclusive?
Spit it out. What are you trying to say?
College can be affordable and college loans can exist.
Yes it can. Make everyone go to CC the first 2 years for their AA and then they can move on to University.
Could work unless universities have to raise their tuition to make for the 50% loss of revenue.
I think there are way too many under-qualified students at universities. I'd love to see Community Colleges fully funded and offer training in trade professions. More people would end up with a degree/certification in something they can use.
I really like the German model. In 9th grade you split off into two different schools. Either you will on to college prep until 13th grade (essentially earning your AA), or you go to a job training high school until 12th grade and learn whatever trade you decide on. Graduates either go to University or start an apprenticeship.
100% agree on the German model
Like I always say, you can't build a building in LA in India. But you can bring in illegals to suppress the wage
Market forces. Cut off loans and make colleges price tuition accordingly
Because economic mobility is a bad thing.
What?
I'm talking about making college affordable. What are you talking about?
Are those things mutually exclusive?
Spit it out. What are you trying to say?
College can be affordable and college loans can exist.
Yes it can. Make everyone go to CC the first 2 years for their AA and then they can move on to University.
Could work unless universities have to raise their tuition to make for the 50% loss of revenue.
I think there are way too many under-qualified students at universities. I'd love to see Community Colleges fully funded and offer training in trade professions. More people would end up with a degree/certification in something they can use.
I really like the German model. In 9th grade you split off into two different schools. Either you will on to college prep until 13th grade (essentially earning your AA), or you go to a job training high school until 12th grade and learn whatever trade you decide on. Graduates either go to University or start an apprenticeship.
Isn't that the American model, until Universities, the elites started demonizing trade schools? Not to mention all those skills being moved overseas?
I don't know I wasn't around when school was affordable. Trade school definitely has a stigma though, in part because half of them are shitty for-profit medical training bullshit programs.
Last time I checked we don't outsource auto mechanics, electricians, plumbers, carpenters etc. Not only are those outsource proof, they are basically automation proof too.
I said this on here before. Shopping mall mortgage default is the next minor crisis and student loan default will be close to the housing market crash by 2018.
I said this on here before. Shopping mall mortgage default is the next minor crisis and student loan default will be close to the housing market crash by 2018.
Somewhat disagree. Malls are hurting themselves by charging tenants a percentage of their gross sales vs square footage. They need to realize they can't charge as much as they have been in a more and more digital society.
Some of us are waiting on the commercial bubble to pop. And the housing bubble was never fixed, just pushed down the road. Round 2 is coming
Student loans are not as big an issue. Yes we have to write a big check but its not like losing homes or having abandoned strip malls with the financial losses for investors that go with it
And Green is right - we don't really need that commercial space anymore
Deferrment, ah yes. That's where you tack the payments onto the balance and watch your obligation compound exponentially
Actually no, the "payment" does not get tacked onto the balance. But nice dodge on my point.
No. Just the daily compound interest that adds up and is piled onto the principal, which, as doogie accurately said, you can then "watch your obligation compound exponentially" as your principal swells with that new lump of compound interest which converts to principal.
Market forces. Cut off loans and make colleges price tuition accordingly
Because economic mobility is a bad thing.
What?
I'm talking about making college affordable. What are you talking about?
Are those things mutually exclusive?
Spit it out. What are you trying to say?
College can be affordable and college loans can exist.
Yes it can. Make everyone go to CC the first 2 years for their AA and then they can move on to University.
Could work unless universities have to raise their tuition to make for the 50% loss of revenue.
I think there are way too many under-qualified students at universities. I'd love to see Community Colleges fully funded and offer training in trade professions. More people would end up with a degree/certification in something they can use.
I really like the German model. In 9th grade you split off into two different schools. Either you will on to college prep until 13th grade (essentially earning your AA), or you go to a job training high school until 12th grade and learn whatever trade you decide on. Graduates either go to University or start an apprenticeship.
Isn't that the American model, until Universities, the elites started demonizing trade schools? Not to mention all those skills being moved overseas?
Both parties play the game of blaming people who's jobs have been off-shored for not being educated enough, while ignoring their own support for initiatives and trade deals that accelerated those very job losses. R's and D's are all fucking cunts for playing that shit.
Deferrment, ah yes. That's where you tack the payments onto the balance and watch your obligation compound exponentially
Actually no, the "payment" does not get tacked onto the balance. But nice dodge on my point.
No. Just the daily compound interest that adds up and is piled onto the principal, which, as doogie accurately said, you can then "watch your obligation compound exponentially" as your principal swells with that new lump of compound interest which converts to principal.
Nice cunty-bitch non-sequitur dodge, as usual.
Yes the interest compounds. But you are still ignoring the point.
Market forces. Cut off loans and make colleges price tuition accordingly
Because economic mobility is a bad thing.
Honestly, what does a degree in __________ studies have to do with economic mobility?
I don't think shitty degrees is a requirement in taking out student loans. Loans are a requirement for many students though.
People moving from poor to middle class is a good thing for the tax base, a good thing for businesses that rely on disposable income of others, and a good thing for a decreasing crime rate. Adding more barriers for entry isn't going to help any of that.
Market forces. Cut off loans and make colleges price tuition accordingly
Because economic mobility is a bad thing.
Honestly, what does a degree in __________ studies have to do with economic mobility?
richer students are more likely to choose those shitty degrees than students taking out loans.
The point is valid tho. students and politicians have been convinced that higher education is a necessity nowadays, and trade schools are a thing of the past. why? banks, the gov't, and schools make more money off of higher enrollments and these shitty loans that they hand out.
With that said, judging by the politicians this country is electing, a more educated society as a whole is a necessity.
Market forces. Cut off loans and make colleges price tuition accordingly
Because economic mobility is a bad thing.
Honestly, what does a degree in __________ studies have to do with economic mobility?
richer students are more likely to choose those shitty degrees than students taking out loans.
The point is valid tho. students and politicians have been convinced that higher education is a necessity nowadays, and trade schools are a thing of the past. why? banks, the gov't, and schools make more money off of higher enrollments and these shitty loans that they hand out.
With that said, judging by the politicians this country is electing, a more educated society as a whole is a necessity.
From watching the people I know. Motivation is higher on the list of traits for people that make money than education. I know many very educated people (MBA or doctorate) that are dumb or lazy and make Jack shit for money. And I know many uneducated people that are not too bright that make 6 figures.
That being said, investing is education is one of the best investments a government can make.
Market forces. Cut off loans and make colleges price tuition accordingly
Because economic mobility is a bad thing.
Honestly, what does a degree in __________ studies have to do with economic mobility?
richer students are more likely to choose those shitty degrees than students taking out loans.
The point is valid tho. students and politicians have been convinced that higher education is a necessity nowadays, and trade schools are a thing of the past. why? banks, the gov't, and schools make more money off of higher enrollments and these shitty loans that they hand out.
With that said, judging by the politicians this country is electing, a more educated society as a whole is a necessity.
From watching the people I know. Motivation is higher on the list of traits for people that make money than education. I know many very educated people (MBA or doctorate) that are dumb or lazy and make Jack shit for money. And I know many uneducated people that are not too bright that make 6 figures.
That being said, investing is education is one of the best investments a government can make.
Yeah, $250,000 for an art history degree is a GREAT investment for us to be making.
Market forces. Cut off loans and make colleges price tuition accordingly
Because economic mobility is a bad thing.
Honestly, what does a degree in __________ studies have to do with economic mobility?
richer students are more likely to choose those shitty degrees than students taking out loans.
The point is valid tho. students and politicians have been convinced that higher education is a necessity nowadays, and trade schools are a thing of the past. why? banks, the gov't, and schools make more money off of higher enrollments and these shitty loans that they hand out.
With that said, judging by the politicians this country is electing, a more educated society as a whole is a necessity.
From watching the people I know. Motivation is higher on the list of traits for people that make money than education. I know many very educated people (MBA or doctorate) that are dumb or lazy and make Jack shit for money. And I know many uneducated people that are not too bright that make 6 figures.
That being said, investing is education is one of the best investments a government can make.
Yeah, $250,000 for an art history degree is a GREAT investment for us to be making.
So the Government should tell students what degree to get now? @Sledog would call that communism.
Comments
Like I always say, you can't build a building in LA in India. But you can bring in illegals to suppress the wage
Last time I checked we don't outsource auto mechanics, electricians, plumbers, carpenters etc. Not only are those outsource proof, they are basically automation proof too.
Student loans are not as big an issue. Yes we have to write a big check but its not like losing homes or having abandoned strip malls with the financial losses for investors that go with it
And Green is right - we don't really need that commercial space anymore
Nice cunty-bitch non-sequitur dodge, as usual.
People moving from poor to middle class is a good thing for the tax base, a good thing for businesses that rely on disposable income of others, and a good thing for a decreasing crime rate. Adding more barriers for entry isn't going to help any of that.
The point is valid tho. students and politicians have been convinced that higher education is a necessity nowadays, and trade schools are a thing of the past. why? banks, the gov't, and schools make more money off of higher enrollments and these shitty loans that they hand out.
With that said, judging by the politicians this country is electing, a more educated society as a whole is a necessity.
That being said, investing is education is one of the best investments a government can make.
Compounding interest. Balance grows. Pretend the loan is "current"
You are still ignoring the point.