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  • sarktasticsarktastic Member Posts: 9,208

    2001400ex said:

    There is a shadow inventory of bank owned and foreclosure ready houses that the banks have done a masterful job of playing a shell game with to prop up prices on the ones they let to market.

    In the early foreclosure days there was so much inventory that it was both an investor and buyer paradise. The banks want the money.

    Government regulation to "help" people keep their homes (for awhile) plays right in to that.

    The reduced demand is why new homes became profitable to build again.

    Just keep in mine we are in another bubble and they always pop. And its still anemic anyway. You don't need to be a Rush dick sucker to know that if you use percentages compared to the worst of the crash you can pretend things are great.

    That was so 4 years ago. Ask Kim, he'll tell you the shadow inventory is gone.

    But seriously, drive around, there aren't really vacant homes and homes are selling quickly. If you can see that, I can't help you.
    I live in a newer development and there are 2 bank owned vacant properties within a block of me, and they've been vacant for almost two years.
    Yeah but, drive around. The markets great. There aren't any more vacant houses.
  • RaceBannonRaceBannon Member, Swaye's Wigwam Posts: 107,404 Founders Club

    2001400ex said:

    There is a shadow inventory of bank owned and foreclosure ready houses that the banks have done a masterful job of playing a shell game with to prop up prices on the ones they let to market.

    In the early foreclosure days there was so much inventory that it was both an investor and buyer paradise. The banks want the money.

    Government regulation to "help" people keep their homes (for awhile) plays right in to that.

    The reduced demand is why new homes became profitable to build again.

    Just keep in mine we are in another bubble and they always pop. And its still anemic anyway. You don't need to be a Rush dick sucker to know that if you use percentages compared to the worst of the crash you can pretend things are great.

    That was so 4 years ago. Ask Kim, he'll tell you the shadow inventory is gone.

    But seriously, drive around, there aren't really vacant homes and homes are selling quickly. If you can see that, I can't help you.
    I live in a newer development and there are 2 bank owned vacant properties within a block of me, and they've been vacant for almost two years.

    Exactly. thanks for the correction on supply. HondoFS doesn't even realize that 4 years ago is what I was talking about when the market wasn't artificially constricted and it was investor paradise. Hedge funds bought thousands of homes in California. When the new regs kicked in and the banks got tired of other people making money they left over night
  • greenbloodgreenblood Member Posts: 14,505

    2001400ex said:

    There is a shadow inventory of bank owned and foreclosure ready houses that the banks have done a masterful job of playing a shell game with to prop up prices on the ones they let to market.

    In the early foreclosure days there was so much inventory that it was both an investor and buyer paradise. The banks want the money.

    Government regulation to "help" people keep their homes (for awhile) plays right in to that.

    The reduced demand is why new homes became profitable to build again.

    Just keep in mine we are in another bubble and they always pop. And its still anemic anyway. You don't need to be a Rush dick sucker to know that if you use percentages compared to the worst of the crash you can pretend things are great.

    That was so 4 years ago. Ask Kim, he'll tell you the shadow inventory is gone.

    But seriously, drive around, there aren't really vacant homes and homes are selling quickly. If you can see that, I can't help you.
    I live in a newer development and there are 2 bank owned vacant properties within a block of me, and they've been vacant for almost two years.
    Yeah but, drive around. The markets great. There aren't any more vacant houses.
    but still.........
  • 2001400ex2001400ex Member Posts: 29,457
    Holy shit the shit posting intensified. This only goes until 2012 but you can see the trend. I'm too fucking lazy to dig for 2015.

    photo Q1HVSHomeownerVacancy_zpshqx0u4rs.jpg
  • 2001400ex2001400ex Member Posts: 29,457

    2001400ex said:

    Holy shit the shit posting intensified. This only goes until 2012 but you can see the trend. I'm too fucking lazy to dig for 2015.

    photo Q1HVSHomeownerVacancy_zpshqx0u4rs.jpg

    Table 1. Rental and Homeowner Vacancy Rates for the United States: 1965 to 2015
    (in percent)

    Rental Vacancy Rates Homeowner Vacancy Rates


    First Quarter Second Quarter Third Quarter Fourth Quarter First Quarter Second Quarter Third Quarter Fourth Quarter
    Year


    2015...…………..…….7.1 1.9
    2014...…………..…….8.3 7.5 7.4 7.0 2.0 1.9 1.8 1.9
    2013...…………..…….8.6 8.2 8.3 8.2 2.1 1.9 1.9 2.1
    2012...…………..…….8.8 8.6 8.6 8.7 2.2 2.1 1.9 1.9
    2011…………………...9.7 9.2 9.8 9.4 2.6 2.5 2.4 2.3
    2010…………………. .10.6 10.6 10.3 9.4 2.6 2.5 2.5 2.7

    2009…………………. 10.1 10.6 11.1 10.7 2.7 2.5 2.6 2.7
    2008…………………. 10.1 10.0 9.9 10.1 2.9 2.8 2.8 2.9
    2007…………………. 10.1 9.5 9.8 9.6 2.8 2.6 2.7 2.8
    2006…….…………… 9.5 9.6 9.9 9.8 2.1 2.2 2.5 2.7
    2005…………………. 10.1 9.8 9.9 9.6 1.8 1.8 1.9 2.0
    2004…………………. 10.4 10.2 10.1 10.0 1.7 1.7 1.7 1.8
    2003.………....……… 9.4 9.6 9.9 10.2 1.7 1.7 1.9 1.8
    2002\r1…………..… 9.1 8.4 9.0 9.3 1.7 1.7 1.7 1.7
    2002......……...………9.1 8.5 9.1 9.4 1.7 1.7 1.7 1.7
    2001......………….…..8.2 8.3 8.4 8.8 1.5 1.8 1.9 1.8
    2000......………….…..7.9 8.0 8.2 7.8 1.6 1.5 1.6 1.6

    1999........…………….8.2 8.1 8.2 7.9 1.8 1.6 1.6 1.6
    1998...........…………..7.7 8.0 8.2 7.8 1.7 1.7 1.7 1.8
    1997...........…………..7.5 7.9 7.9 7.7 1.7 1.6 1.5 1.7
    1996...........…………..7.9 7.8 8.0 7.7 1.6 1.5 1.7 1.7
    1995.......………..........7.4 7.7 7.7 7.7 1.5 1.6 1.5 1.6
    1994.....….……….......7.5 7.4 7.2 7.4 1.4 1.4 1.4 1.6
    1993\r2.........………...7.8 7.6 7.0 6.9 1.4 1.4 1.4 1.4
    1993.......…………......7.9 7.6 7.1 6.9 1.4 1.4 1.4 1.4
    1992.......…………......7.4 7.7 7.3 7.1 1.5 1.6 1.6 1.5
    1991.......…………......7.5 7.3 7.6 7.3 1.7 1.8 1.8 1.6
    1990.......…………......7.5 7.0 7.2 7.2 1.7 1.7 1.7 1.7

    1989\r3.....…………....7.5 7.4 7.6 7.1 1.7 1.7 1.9 1.8
    1989.....…………........7.3 7.3 7.3 6.8 1.5 1.6 1.8 1.6
    1988......………….......8.0 7.7 7.8 7.3 1.6 1.6 1.6 1.6
    1987........………….....7.4 7.5 8.1 7.8 1.7 1.7 1.7 1.6
    1986......………….......6.9 7.3 7.5 7.7 1.5 1.7 1.6 1.6
    1985......………….......6.3 6.2 6.8 6.7 1.8 1.9 1.8 1.6
    1984..…………...........5.6 5.5 6.0 6.3 1.6 1.7 1.7 1.7
    1983..…………...........5.7 5.5 5.8 5.5 1.4 1.5 1.6 1.6
    1982..…………...........5.3 5.1 5.3 5.5 1.4 1.6 1.5 1.6
    1981..…………...........5.2 5.0 5.0 5.0 1.3 1.3 1.5 1.4
    1980..…………...........5.2 5.6 5.7 5.0 1.3 1.4 1.4 1.4

    1979\r4.....…………....5.1 5.5 5.7 5.4 1.1 1.1 1.2 1.3
    1979……….…............4.8 5.0 5.2 5.0 1.0 1.1 1.1 1.1
    1978...…………..........5.0 5.1 5.0 5.0 1.0 0.9 1.0 1.1
    1977..…………...........5.1 5.3 5.4 5.1 1.3 1.3 1.1 1.0
    1976.......…………......5.5 5.8 5.7 5.3 1.2 1.2 1.3 1.2
    1975...…………..........6.1 6.3 6.2 5.4 1.2 1.2 1.4 1.2
    1974...…………..........6.2 6.3 6.2 6.0 1.2 1.1 1.2 1.3
    1973...…………..........5.7 5.8 5.8 5.8 1.0 0.9 1.1 1.2
    1972...…………..........5.3 5.5 5.8 5.6 1.0 1.0 0.9 1.0
    1971...…………..........5.3 5.3 5.6 5.6 1.0 0.9 1.0 1.0
    1970.......…………......5.4 5.4 5.3 5.2 1.0 1.0 1.1 1.1
    1969.....…………........5.6 5.7 5.5 5.1 1.0 1.0 1.1 1.0
    1968..…………...........6.1 6.2 5.9 5.4 1.1 1.1 1.2 1.2
    1967..…………...........7.3 6.9 7.0 6.2 1.4 1.3 1.4 1.3
    1966..…………...........8.3 7.4 7.4 7.7 1.5 1.5 1.4 1.3
    1965..…………...........8.5 8.2 7.8 8.5 1.7 1.5 1.6 1.5
    Footnotes:
    \r1 Revised based on the 2000 Census.
    \r2 Revised based on the 1990 Census.
    \r3 Revised to include year-round vacant mobile homes.
    \r4 Revised to reflect changes made in 1980. See Source and Accuracy Statement for more information.

    This chart from the census goes to first quarter 2015. Left side is rental vacancy by quarter and the right side is homeowner vacancy by quarter, all pertaining to the described year.

    As you can see there is a considerable change on rental vacancy. One major cause of this, is the increased purchase of homes as investment properties. When you see a downturn in the housing market, the rich take advantage and purchase houses on the cheap and rent them out, with the intention of selling them as the housing market recovers for a huge profit.

    Since the sizable drop in 2012 as your graph ends, the homeowner vacancy platoos. Thus, proving Race's point.

    I love how you conveniently post a graph that ends in 2012, when in 30 seconds I find this chart from the same source.

    image
    Going from 2.2 to 1.9 us a plateau? Especially when the rate was last 1.9 was in 2005.

    Yes that's exactly what you guys just posted. Or something.
  • greenbloodgreenblood Member Posts: 14,505
    2001400ex said:

    2001400ex said:

    Holy shit the shit posting intensified. This only goes until 2012 but you can see the trend. I'm too fucking lazy to dig for 2015.

    photo Q1HVSHomeownerVacancy_zpshqx0u4rs.jpg

    Table 1. Rental and Homeowner Vacancy Rates for the United States: 1965 to 2015
    (in percent)

    Rental Vacancy Rates Homeowner Vacancy Rates


    First Quarter Second Quarter Third Quarter Fourth Quarter First Quarter Second Quarter Third Quarter Fourth Quarter
    Year


    2015...…………..…….7.1 1.9
    2014...…………..…….8.3 7.5 7.4 7.0 2.0 1.9 1.8 1.9
    2013...…………..…….8.6 8.2 8.3 8.2 2.1 1.9 1.9 2.1
    2012...…………..…….8.8 8.6 8.6 8.7 2.2 2.1 1.9 1.9
    2011…………………...9.7 9.2 9.8 9.4 2.6 2.5 2.4 2.3
    2010…………………. .10.6 10.6 10.3 9.4 2.6 2.5 2.5 2.7

    2009…………………. 10.1 10.6 11.1 10.7 2.7 2.5 2.6 2.7
    2008…………………. 10.1 10.0 9.9 10.1 2.9 2.8 2.8 2.9
    2007…………………. 10.1 9.5 9.8 9.6 2.8 2.6 2.7 2.8
    2006…….…………… 9.5 9.6 9.9 9.8 2.1 2.2 2.5 2.7
    2005…………………. 10.1 9.8 9.9 9.6 1.8 1.8 1.9 2.0
    2004…………………. 10.4 10.2 10.1 10.0 1.7 1.7 1.7 1.8
    2003.………....……… 9.4 9.6 9.9 10.2 1.7 1.7 1.9 1.8
    2002\r1…………..… 9.1 8.4 9.0 9.3 1.7 1.7 1.7 1.7
    2002......……...………9.1 8.5 9.1 9.4 1.7 1.7 1.7 1.7
    2001......………….…..8.2 8.3 8.4 8.8 1.5 1.8 1.9 1.8
    2000......………….…..7.9 8.0 8.2 7.8 1.6 1.5 1.6 1.6

    1999........…………….8.2 8.1 8.2 7.9 1.8 1.6 1.6 1.6
    1998...........…………..7.7 8.0 8.2 7.8 1.7 1.7 1.7 1.8
    1997...........…………..7.5 7.9 7.9 7.7 1.7 1.6 1.5 1.7
    1996...........…………..7.9 7.8 8.0 7.7 1.6 1.5 1.7 1.7
    1995.......………..........7.4 7.7 7.7 7.7 1.5 1.6 1.5 1.6
    1994.....….……….......7.5 7.4 7.2 7.4 1.4 1.4 1.4 1.6
    1993\r2.........………...7.8 7.6 7.0 6.9 1.4 1.4 1.4 1.4
    1993.......…………......7.9 7.6 7.1 6.9 1.4 1.4 1.4 1.4
    1992.......…………......7.4 7.7 7.3 7.1 1.5 1.6 1.6 1.5
    1991.......…………......7.5 7.3 7.6 7.3 1.7 1.8 1.8 1.6
    1990.......…………......7.5 7.0 7.2 7.2 1.7 1.7 1.7 1.7

    1989\r3.....…………....7.5 7.4 7.6 7.1 1.7 1.7 1.9 1.8
    1989.....…………........7.3 7.3 7.3 6.8 1.5 1.6 1.8 1.6
    1988......………….......8.0 7.7 7.8 7.3 1.6 1.6 1.6 1.6
    1987........………….....7.4 7.5 8.1 7.8 1.7 1.7 1.7 1.6
    1986......………….......6.9 7.3 7.5 7.7 1.5 1.7 1.6 1.6
    1985......………….......6.3 6.2 6.8 6.7 1.8 1.9 1.8 1.6
    1984..…………...........5.6 5.5 6.0 6.3 1.6 1.7 1.7 1.7
    1983..…………...........5.7 5.5 5.8 5.5 1.4 1.5 1.6 1.6
    1982..…………...........5.3 5.1 5.3 5.5 1.4 1.6 1.5 1.6
    1981..…………...........5.2 5.0 5.0 5.0 1.3 1.3 1.5 1.4
    1980..…………...........5.2 5.6 5.7 5.0 1.3 1.4 1.4 1.4

    1979\r4.....…………....5.1 5.5 5.7 5.4 1.1 1.1 1.2 1.3
    1979……….…............4.8 5.0 5.2 5.0 1.0 1.1 1.1 1.1
    1978...…………..........5.0 5.1 5.0 5.0 1.0 0.9 1.0 1.1
    1977..…………...........5.1 5.3 5.4 5.1 1.3 1.3 1.1 1.0
    1976.......…………......5.5 5.8 5.7 5.3 1.2 1.2 1.3 1.2
    1975...…………..........6.1 6.3 6.2 5.4 1.2 1.2 1.4 1.2
    1974...…………..........6.2 6.3 6.2 6.0 1.2 1.1 1.2 1.3
    1973...…………..........5.7 5.8 5.8 5.8 1.0 0.9 1.1 1.2
    1972...…………..........5.3 5.5 5.8 5.6 1.0 1.0 0.9 1.0
    1971...…………..........5.3 5.3 5.6 5.6 1.0 0.9 1.0 1.0
    1970.......…………......5.4 5.4 5.3 5.2 1.0 1.0 1.1 1.1
    1969.....…………........5.6 5.7 5.5 5.1 1.0 1.0 1.1 1.0
    1968..…………...........6.1 6.2 5.9 5.4 1.1 1.1 1.2 1.2
    1967..…………...........7.3 6.9 7.0 6.2 1.4 1.3 1.4 1.3
    1966..…………...........8.3 7.4 7.4 7.7 1.5 1.5 1.4 1.3
    1965..…………...........8.5 8.2 7.8 8.5 1.7 1.5 1.6 1.5
    Footnotes:
    \r1 Revised based on the 2000 Census.
    \r2 Revised based on the 1990 Census.
    \r3 Revised to include year-round vacant mobile homes.
    \r4 Revised to reflect changes made in 1980. See Source and Accuracy Statement for more information.

    This chart from the census goes to first quarter 2015. Left side is rental vacancy by quarter and the right side is homeowner vacancy by quarter, all pertaining to the described year.

    As you can see there is a considerable change on rental vacancy. One major cause of this, is the increased purchase of homes as investment properties. When you see a downturn in the housing market, the rich take advantage and purchase houses on the cheap and rent them out, with the intention of selling them as the housing market recovers for a huge profit.

    Since the sizable drop in 2012 as your graph ends, the homeowner vacancy platoos. Thus, proving Race's point.

    I love how you conveniently post a graph that ends in 2012, when in 30 seconds I find this chart from the same source.

    image
    Going from 2.2 to 1.9 us a plateau? Especially when the rate was last 1.9 was in 2005.

    Yes that's exactly what you guys just posted. Or something.
    It went from 2.2 to 1.9 to 2.1 to 1.8 and now up to 1.9. A .3 percentage rate drop is pretty level over a three period, especially compared to the .4 percentage rate drop in year 2011 alone, which your graph conveniently ends at. By ending at 2011, you mislead the board by not showing the full picture.
  • HuskyJWHuskyJW Member, Swaye's Wigwam Posts: 14,884 Swaye's Wigwam
    My 2200 sq. ft mansion in Orchards will be done on Aug. 18th. Even with 30K in upgrades is still cheaper than buying somebody else's house.
  • sarktasticsarktastic Member Posts: 9,208
    Does this include the number of homes held 'offbooks' by the banks and GSE's?
  • 2001400ex2001400ex Member Posts: 29,457

    2001400ex said:

    2001400ex said:

    Holy shit the shit posting intensified. This only goes until 2012 but you can see the trend. I'm too fucking lazy to dig for 2015.

    photo Q1HVSHomeownerVacancy_zpshqx0u4rs.jpg

    Table 1. Rental and Homeowner Vacancy Rates for the United States: 1965 to 2015
    (in percent)

    Rental Vacancy Rates Homeowner Vacancy Rates


    First Quarter Second Quarter Third Quarter Fourth Quarter First Quarter Second Quarter Third Quarter Fourth Quarter
    Year


    2015...…………..…….7.1 1.9
    2014...…………..…….8.3 7.5 7.4 7.0 2.0 1.9 1.8 1.9
    2013...…………..…….8.6 8.2 8.3 8.2 2.1 1.9 1.9 2.1
    2012...…………..…….8.8 8.6 8.6 8.7 2.2 2.1 1.9 1.9
    2011…………………...9.7 9.2 9.8 9.4 2.6 2.5 2.4 2.3
    2010…………………. .10.6 10.6 10.3 9.4 2.6 2.5 2.5 2.7

    2009…………………. 10.1 10.6 11.1 10.7 2.7 2.5 2.6 2.7
    2008…………………. 10.1 10.0 9.9 10.1 2.9 2.8 2.8 2.9
    2007…………………. 10.1 9.5 9.8 9.6 2.8 2.6 2.7 2.8
    2006…….…………… 9.5 9.6 9.9 9.8 2.1 2.2 2.5 2.7
    2005…………………. 10.1 9.8 9.9 9.6 1.8 1.8 1.9 2.0
    2004…………………. 10.4 10.2 10.1 10.0 1.7 1.7 1.7 1.8
    2003.………....……… 9.4 9.6 9.9 10.2 1.7 1.7 1.9 1.8
    2002\r1…………..… 9.1 8.4 9.0 9.3 1.7 1.7 1.7 1.7
    2002......……...………9.1 8.5 9.1 9.4 1.7 1.7 1.7 1.7
    2001......………….…..8.2 8.3 8.4 8.8 1.5 1.8 1.9 1.8
    2000......………….…..7.9 8.0 8.2 7.8 1.6 1.5 1.6 1.6

    1999........…………….8.2 8.1 8.2 7.9 1.8 1.6 1.6 1.6
    1998...........…………..7.7 8.0 8.2 7.8 1.7 1.7 1.7 1.8
    1997...........…………..7.5 7.9 7.9 7.7 1.7 1.6 1.5 1.7
    1996...........…………..7.9 7.8 8.0 7.7 1.6 1.5 1.7 1.7
    1995.......………..........7.4 7.7 7.7 7.7 1.5 1.6 1.5 1.6
    1994.....….……….......7.5 7.4 7.2 7.4 1.4 1.4 1.4 1.6
    1993\r2.........………...7.8 7.6 7.0 6.9 1.4 1.4 1.4 1.4
    1993.......…………......7.9 7.6 7.1 6.9 1.4 1.4 1.4 1.4
    1992.......…………......7.4 7.7 7.3 7.1 1.5 1.6 1.6 1.5
    1991.......…………......7.5 7.3 7.6 7.3 1.7 1.8 1.8 1.6
    1990.......…………......7.5 7.0 7.2 7.2 1.7 1.7 1.7 1.7

    1989\r3.....…………....7.5 7.4 7.6 7.1 1.7 1.7 1.9 1.8
    1989.....…………........7.3 7.3 7.3 6.8 1.5 1.6 1.8 1.6
    1988......………….......8.0 7.7 7.8 7.3 1.6 1.6 1.6 1.6
    1987........………….....7.4 7.5 8.1 7.8 1.7 1.7 1.7 1.6
    1986......………….......6.9 7.3 7.5 7.7 1.5 1.7 1.6 1.6
    1985......………….......6.3 6.2 6.8 6.7 1.8 1.9 1.8 1.6
    1984..…………...........5.6 5.5 6.0 6.3 1.6 1.7 1.7 1.7
    1983..…………...........5.7 5.5 5.8 5.5 1.4 1.5 1.6 1.6
    1982..…………...........5.3 5.1 5.3 5.5 1.4 1.6 1.5 1.6
    1981..…………...........5.2 5.0 5.0 5.0 1.3 1.3 1.5 1.4
    1980..…………...........5.2 5.6 5.7 5.0 1.3 1.4 1.4 1.4

    1979\r4.....…………....5.1 5.5 5.7 5.4 1.1 1.1 1.2 1.3
    1979……….…............4.8 5.0 5.2 5.0 1.0 1.1 1.1 1.1
    1978...…………..........5.0 5.1 5.0 5.0 1.0 0.9 1.0 1.1
    1977..…………...........5.1 5.3 5.4 5.1 1.3 1.3 1.1 1.0
    1976.......…………......5.5 5.8 5.7 5.3 1.2 1.2 1.3 1.2
    1975...…………..........6.1 6.3 6.2 5.4 1.2 1.2 1.4 1.2
    1974...…………..........6.2 6.3 6.2 6.0 1.2 1.1 1.2 1.3
    1973...…………..........5.7 5.8 5.8 5.8 1.0 0.9 1.1 1.2
    1972...…………..........5.3 5.5 5.8 5.6 1.0 1.0 0.9 1.0
    1971...…………..........5.3 5.3 5.6 5.6 1.0 0.9 1.0 1.0
    1970.......…………......5.4 5.4 5.3 5.2 1.0 1.0 1.1 1.1
    1969.....…………........5.6 5.7 5.5 5.1 1.0 1.0 1.1 1.0
    1968..…………...........6.1 6.2 5.9 5.4 1.1 1.1 1.2 1.2
    1967..…………...........7.3 6.9 7.0 6.2 1.4 1.3 1.4 1.3
    1966..…………...........8.3 7.4 7.4 7.7 1.5 1.5 1.4 1.3
    1965..…………...........8.5 8.2 7.8 8.5 1.7 1.5 1.6 1.5
    Footnotes:
    \r1 Revised based on the 2000 Census.
    \r2 Revised based on the 1990 Census.
    \r3 Revised to include year-round vacant mobile homes.
    \r4 Revised to reflect changes made in 1980. See Source and Accuracy Statement for more information.

    This chart from the census goes to first quarter 2015. Left side is rental vacancy by quarter and the right side is homeowner vacancy by quarter, all pertaining to the described year.

    As you can see there is a considerable change on rental vacancy. One major cause of this, is the increased purchase of homes as investment properties. When you see a downturn in the housing market, the rich take advantage and purchase houses on the cheap and rent them out, with the intention of selling them as the housing market recovers for a huge profit.

    Since the sizable drop in 2012 as your graph ends, the homeowner vacancy platoos. Thus, proving Race's point.

    I love how you conveniently post a graph that ends in 2012, when in 30 seconds I find this chart from the same source.

    image
    Going from 2.2 to 1.9 us a plateau? Especially when the rate was last 1.9 was in 2005.

    Yes that's exactly what you guys just posted. Or something.
    It went from 2.2 to 1.9 to 2.1 to 1.8 and now up to 1.9. A .3 percentage rate drop is pretty level over a three period, especially compared to the .4 percentage rate drop in year 2011 alone, which your graph conveniently ends at. By ending at 2011, you mislead the board by not showing the full picture.
    The chart ends at 2012, not 2011. And you just proved that it continued to drop, albeit at a slower rate. And the percentage was lower than it has been going back to 2005. Which was in the middle of the biggest housing boom in our lifetime.

    But keep believing in the shadow inventory and the terrible housing market that your news source wants you to think.

    BTW, yes in 2009-2012 there was a ton of shadow inventory. My buddy owns a property preservation business in kitsap county, and has connections to pierce and king county through those banks. This business basically maintained the homes while vacant then he sold for the banks through his brokerage when they were ready. He said there is still some shadow inventory, but not market shattering like there was in that time frame.
  • sarktasticsarktastic Member Posts: 9,208
    you're looking at a graph built on government estimates and using it to argue with a guy telling you what he sees with his own eyes in his own neighborhood.
  • 2001400ex2001400ex Member Posts: 29,457
    HuskyJW said:

    My 2200 sq. ft mansion in Orchards will be done on Aug. 18th. Even with 30K in upgrades is still cheaper than buying somebody else's house.

    Yes quadrant homes are cheap as fuck. You get what you pay for.
  • 2001400ex2001400ex Member Posts: 29,457

    Does this include the number of homes held 'offbooks' by the banks and GSE's?

    Yes.
  • HuskyJWHuskyJW Member, Swaye's Wigwam Posts: 14,884 Swaye's Wigwam
    edited July 2015
    2001400ex said:

    HuskyJW said:

    My 2200 sq. ft mansion in Orchards will be done on Aug. 18th. Even with 30K in upgrades is still cheaper than buying somebody else's house.

    Yes quadrant homes are cheap as fuck. You get what you pay for.
    I know you're being sarcastic but it's not a quadrant home. And I'm sorry that you bought your house and now and you can't sell because you can't get in what you paid for it. I would lash out at others as well .

    The two dumb Dyke lesbians that own our rental home here in Salmon Creek paid over $355,000 for this house. They will never make that back....maybe in 10 years....Maybe. The house down the street is almost identical to this one it's on sale for $315,000 that has been on sale for at least two months if not more . They told us they are losing money every month with our rent....they have to be losing close to $500 a month because there's no way our rent even come close to covering that sort of mortgage payment.
  • sarktasticsarktastic Member Posts: 9,208
    Do you ever tire of living a lie?
  • 2001400ex2001400ex Member Posts: 29,457
    HuskyJW said:

    2001400ex said:

    HuskyJW said:

    My 2200 sq. ft mansion in Orchards will be done on Aug. 18th. Even with 30K in upgrades is still cheaper than buying somebody else's house.

    Yes quadrant homes are cheap as fuck. You get what you pay for.
    I know you're being sarcastic but it's not a quadrant home. And I'm sorry that you bought your house and now and you can't sell because you can't get in what you paid for it. I would lash out at others as well .

    The two dumb Dyke lesbians that own our rental home here in Salmon Creek paid over $355,000 for this house. They will never make that back....maybe in 10 years....Maybe.
    Lol I'd never buy quadrant. Mine was custom built in 2002 and I bought it while foreclosed in August 2009. I did sell my prior home for a little loss in August of 2009 as well, that I built in 2006. That's life.
  • RaceBannonRaceBannon Member, Swaye's Wigwam Posts: 107,404 Founders Club
    2001400ex said:

    HuskyJW said:

    2001400ex said:

    HuskyJW said:

    My 2200 sq. ft mansion in Orchards will be done on Aug. 18th. Even with 30K in upgrades is still cheaper than buying somebody else's house.

    Yes quadrant homes are cheap as fuck. You get what you pay for.
    I know you're being sarcastic but it's not a quadrant home. And I'm sorry that you bought your house and now and you can't sell because you can't get in what you paid for it. I would lash out at others as well .

    The two dumb Dyke lesbians that own our rental home here in Salmon Creek paid over $355,000 for this house. They will never make that back....maybe in 10 years....Maybe.
    Lol I'd never buy quadrant. Mine was custom built in 2002 and I bought it while foreclosed in August 2009. I did sell my prior home for a little loss in August of 2009 as well, that I built in 2006. That's life.
    And you paid for your trip gambling in Vegas...............
  • Fire_Marshall_BillFire_Marshall_Bill Member, Swaye's Wigwam Posts: 24,374 Founders Club
    2001400ex said:

    There is a shadow inventory of bank owned and foreclosure ready houses that the banks have done a masterful job of playing a shell game with to prop up prices on the ones they let to market.

    In the early foreclosure days there was so much inventory that it was both an investor and buyer paradise. The banks want the money.

    Government regulation to "help" people keep their homes (for awhile) plays right in to that.

    The reduced demand is why new homes became profitable to build again.

    Just keep in mine we are in another bubble and they always pop. And its still anemic anyway. You don't need to be a Rush dick sucker to know that if you use percentages compared to the worst of the crash you can pretend things are great.

    That was so 4 years ago. Ask Kim, he'll tell you the shadow inventory is gone.

    But seriously, drive around, there aren't really vacant homes and homes are selling quickly. If you can see that, I can't help you.
    Not the case around here
  • SwayeSwaye Moderator, Swaye's Wigwam Posts: 41,533 Founders Club
    I chose to ride out the shadow market by living in a yurt under a bridge.

    #wealthcreation#igotthis#ripit
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