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Govt has been lying about student loans...
Comments
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100% agree on the German modelUWhuskytskeet said:
Could work unless universities have to raise their tuition to make for the 50% loss of revenue.salemcoog said:
Yes it can. Make everyone go to CC the first 2 years for their AA and then they can move on to University.UWhuskytskeet said:
College can be affordable and college loans can exist.RaceBannon said:
Spit it out. What are you trying to say?UWhuskytskeet said:
Are those things mutually exclusive?RaceBannon said:
What?UWhuskytskeet said:
Because economic mobility is a bad thing.RaceBannon said:Market forces. Cut off loans and make colleges price tuition accordingly
I'm talking about making college affordable. What are you talking about?
I think there are way too many under-qualified students at universities. I'd love to see Community Colleges fully funded and offer training in trade professions. More people would end up with a degree/certification in something they can use.
I really like the German model. In 9th grade you split off into two different schools. Either you will on to college prep until 13th grade (essentially earning your AA), or you go to a job training high school until 12th grade and learn whatever trade you decide on. Graduates either go to University or start an apprenticeship.
Like I always say, you can't build a building in LA in India. But you can bring in illegals to suppress the wage -
Higher Education is now a Ponzi scheme.
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I don't know I wasn't around when school was affordable. Trade school definitely has a stigma though, in part because half of them are shitty for-profit medical training bullshit programs.greenblood said:
Isn't that the American model, until Universities, the elites started demonizing trade schools? Not to mention all those skills being moved overseas?UWhuskytskeet said:
Could work unless universities have to raise their tuition to make for the 50% loss of revenue.salemcoog said:
Yes it can. Make everyone go to CC the first 2 years for their AA and then they can move on to University.UWhuskytskeet said:
College can be affordable and college loans can exist.RaceBannon said:
Spit it out. What are you trying to say?UWhuskytskeet said:
Are those things mutually exclusive?RaceBannon said:
What?UWhuskytskeet said:
Because economic mobility is a bad thing.RaceBannon said:Market forces. Cut off loans and make colleges price tuition accordingly
I'm talking about making college affordable. What are you talking about?
I think there are way too many under-qualified students at universities. I'd love to see Community Colleges fully funded and offer training in trade professions. More people would end up with a degree/certification in something they can use.
I really like the German model. In 9th grade you split off into two different schools. Either you will on to college prep until 13th grade (essentially earning your AA), or you go to a job training high school until 12th grade and learn whatever trade you decide on. Graduates either go to University or start an apprenticeship.
Last time I checked we don't outsource auto mechanics, electricians, plumbers, carpenters etc. Not only are those outsource proof, they are basically automation proof too. -
I said this on here before. Shopping mall mortgage default is the next minor crisis and student loan default will be close to the housing market crash by 2018.
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Somewhat disagree. Malls are hurting themselves by charging tenants a percentage of their gross sales vs square footage. They need to realize they can't charge as much as they have been in a more and more digital society.Mosster47 said:I said this on here before. Shopping mall mortgage default is the next minor crisis and student loan default will be close to the housing market crash by 2018.
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Some of us are waiting on the commercial bubble to pop. And the housing bubble was never fixed, just pushed down the road. Round 2 is coming
Student loans are not as big an issue. Yes we have to write a big check but its not like losing homes or having abandoned strip malls with the financial losses for investors that go with it
And Green is right - we don't really need that commercial space anymore -
Bring in more Chinese to subsidize the American students?
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It's amazing how many replies there are on this thread without the mention of deferment vs default.
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Deferrment, ah yes. That's where you tack the payments onto the balance and watch your obligation compound exponentially
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Actually no, the "payment" does not get tacked onto the balance. But nice dodge on my point.doogie said:Deferrment, ah yes. That's where you tack the payments onto the balance and watch your obligation compound exponentially
