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Speaking of democrat racists
RaceBannon
Member, Moderator, Swaye's Wigwam Posts: 115,968 
in Tug Tavern
Comments
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To the left, Asians are nothing more than the White man's proxy. They aren't a minority unless they can be counted as part of their "diversity."RaceBannon said:
But when it comes to education, income, home ownership, crime stats, they lose their minority status because they throw a monkey wrench in the racist America narrative.
Pretty hard to claim that racist banks don't loan to minorities when Asians have higher mortgage acceptance rates than whites. They also hurt the push for race based affirmative action. -
@RoadDawg55 RESIST BUDDY!
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He better not fuck with my Panda Express....RaceBannon said: -
This is not true. We had this discussion back on the old shed. Asians are accepted at higher rates then Blacks and Hispanics but still lower then non-Hispanic whites.SFGbob said:RaceBannon said:
Pretty hard to claim that racist banks don't loan to minorities when Asians have higher mortgage acceptance rates than whites. -
SEATTLE, April 19, 2018 /PRNewswire/ -- Mortgage applications are denied at the lowest rate in the past 20 years, yet a stark divide remains between potential homebuyers of different racial groups.
Nationally, the share of applicants who are denied for conventional mortgages has fallen to 9.8 percent, according to data from the Home Mortgage Disclosure Act (HMDA), down from 18.1 percent in 2007.
Even though a smaller share of loan applicants overall are denied, white or Asian borrowers are more likely to be approved for a mortgage than black or Hispanic borrowers. In 2016, 8.1 percent of white applicants were denied for a conventional loan, as were 10.4 percent of Asian applicants. By comparison, 20.9 percent of black borrowers and 15.5 percent of Hispanic borrowers were turned down for a loan.
For all groups, denial rates are down sharply from 2007. In 2007, 34.3 percent of black applicants and 30 percent of Hispanic applicants were denied for mortgages. White and Asian borrowers were denied 12.7 percent and 16.2 percent of the time, respectively.
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It depends on if you're grouping Pacific Islanders into the the group of Asians.GDS said:
This is not true. We had this discussion back on the old shed. Asians are accepted at higher rates then Blacks and Hispanics but still lower then non-Hispanic whites.SFGbob said:RaceBannon said:
Pretty hard to claim that racist banks don't loan to minorities when Asians have higher mortgage acceptance rates than whites.
You can find numbers that support both.
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Btw, if you compare income and credit scores is there any evidence that banks grant mortgages to white people who have lower income and credit scores than blacks or Asians with higher income and credit scores?GDS said:
This is not true. We had this discussion back on the old shed. Asians are accepted at higher rates then Blacks and Hispanics but still lower then non-Hispanic whites.SFGbob said:RaceBannon said:
Pretty hard to claim that racist banks don't loan to minorities when Asians have higher mortgage acceptance rates than whites. -
https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
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Okay, so white racist keep Asians from having a higher mortgage acceptance rate than whites, but when Asians are granted a mortgage they pay a lower interest rate.
Fucking whitey.
