Speaking of democrat racists
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To the left, Asians are nothing more than the White man's proxy. They aren't a minority unless they can be counted as part of their "diversity."RaceBannon said:
But when it comes to education, income, home ownership, crime stats, they lose their minority status because they throw a monkey wrench in the racist America narrative.
Pretty hard to claim that racist banks don't loan to minorities when Asians have higher mortgage acceptance rates than whites. They also hurt the push for race based affirmative action. -
@RoadDawg55 RESIST BUDDY!
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He better not fuck with my Panda Express....RaceBannon said: -
This is not true. We had this discussion back on the old shed. Asians are accepted at higher rates then Blacks and Hispanics but still lower then non-Hispanic whites.SFGbob said:RaceBannon said:
Pretty hard to claim that racist banks don't loan to minorities when Asians have higher mortgage acceptance rates than whites. -
SEATTLE, April 19, 2018 /PRNewswire/ -- Mortgage applications are denied at the lowest rate in the past 20 years, yet a stark divide remains between potential homebuyers of different racial groups.
Nationally, the share of applicants who are denied for conventional mortgages has fallen to 9.8 percent, according to data from the Home Mortgage Disclosure Act (HMDA), down from 18.1 percent in 2007.
Even though a smaller share of loan applicants overall are denied, white or Asian borrowers are more likely to be approved for a mortgage than black or Hispanic borrowers. In 2016, 8.1 percent of white applicants were denied for a conventional loan, as were 10.4 percent of Asian applicants. By comparison, 20.9 percent of black borrowers and 15.5 percent of Hispanic borrowers were turned down for a loan.
For all groups, denial rates are down sharply from 2007. In 2007, 34.3 percent of black applicants and 30 percent of Hispanic applicants were denied for mortgages. White and Asian borrowers were denied 12.7 percent and 16.2 percent of the time, respectively.
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It depends on if you're grouping Pacific Islanders into the the group of Asians.GDS said:
This is not true. We had this discussion back on the old shed. Asians are accepted at higher rates then Blacks and Hispanics but still lower then non-Hispanic whites.SFGbob said:RaceBannon said:
Pretty hard to claim that racist banks don't loan to minorities when Asians have higher mortgage acceptance rates than whites.
You can find numbers that support both.
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Btw, if you compare income and credit scores is there any evidence that banks grant mortgages to white people who have lower income and credit scores than blacks or Asians with higher income and credit scores?GDS said:
This is not true. We had this discussion back on the old shed. Asians are accepted at higher rates then Blacks and Hispanics but still lower then non-Hispanic whites.SFGbob said:RaceBannon said:
Pretty hard to claim that racist banks don't loan to minorities when Asians have higher mortgage acceptance rates than whites. -
https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
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Okay, so white racist keep Asians from having a higher mortgage acceptance rate than whites, but when Asians are granted a mortgage they pay a lower interest rate.
Fucking whitey. -
It was a 4 point difference in 2007 and 2 points in 2016GDS said:https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
As usual things are getting worse than ever -
Well we do have a white supremacist who is like Hitler for a President.RaceBannon said:
It was a 4 point difference in 2007 and 2 points in 2016GDS said:https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
As usual things are getting worse than ever -
Hitler served.SFGbob said:
Well we do have a white supremacist who is like Hitler for a President.RaceBannon said:
It was a 4 point difference in 2007 and 2 points in 2016GDS said:https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
As usual things are getting worse than ever -
Well you need to take that up with your fellow "Conservatives" O'Keefed, I'm not the one who likes to compare Trump to Hitler, that's your team.HHusky said:
Hitler served.SFGbob said:
Well we do have a white supremacist who is like Hitler for a President.RaceBannon said:
It was a 4 point difference in 2007 and 2 points in 2016GDS said:https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
As usual things are getting worse than ever -
How come nobody ever links First Nation numbers? Racist fucks.
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Teepees have mortgages?Swaye said:How come nobody ever links First Nation numbers? Racist fucks.
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Those watch threads should be pinned. For real. Very cool, and very informative.Swaye said: -
Southerndawg said:
Those watch threads should be pinned. For real. Very cool, and very informative.Swaye said:
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Is that from that shitty Ashton Kutcher movie where he's the best friend and then they somehow fall in loveSwaye said:Southerndawg said:
Those watch threads should be pinned. For real. Very cool, and very informative.Swaye said:
Aka every friend zoned nerd like hondos fantasy
Sad -
I have no idea. I just thought it was funny. I'd also like to grudge fuck her. Obvious, I know.Pitchfork51 said:
Is that from that shitty Ashton Kutcher movie where he's the best friend and then they somehow fall in loveSwaye said:Southerndawg said:
Those watch threads should be pinned. For real. Very cool, and very informative.Swaye said:
Aka every friend zoned nerd like hondos fantasy
Sad -
Liar. It's your favorite movieSwaye said:
I have no idea. I just thought it was funny. I'd also like to grudge fuck her. Obvious, I know.Pitchfork51 said:
Is that from that shitty Ashton Kutcher movie where he's the best friend and then they somehow fall in loveSwaye said:Southerndawg said:
Those watch threads should be pinned. For real. Very cool, and very informative.Swaye said:
Aka every friend zoned nerd like hondos fantasy
Sad -
Pitchfork51 said:
Liar. It's your favorite movieSwaye said:
I have no idea. I just thought it was funny. I'd also like to grudge fuck her. Obvious, I know.Pitchfork51 said:
Is that from that shitty Ashton Kutcher movie where he's the best friend and then they somehow fall in loveSwaye said:Southerndawg said:
Those watch threads should be pinned. For real. Very cool, and very informative.Swaye said:
Aka every friend zoned nerd like hondos fantasy
Sad
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To live in democrat dreamland where everything is racist (except their own racist political policies) and around every corner is racism.GDS said:https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
The facts illuminate exactly where the problems lie and the problems with bad credit are all a lack of personal responsibility and has nothing to do with racism:
27% of Caucasians have what is considered "Poor" credit rating.
28% of Hispanics have poor credit ratings.
48% of blacks have poor credit ratings.
Caucasians earning 25K or less averaged better credit scores than Black Americans who earned 65-75K per year.
https://www.badcredit.org/african-americans-are-more-likely-to-have-bad-credit/
A friend has made millions off of the repossession financing of leased vehicles. The repossession rate for Black Americans is 5-6X that of White and Hispanic Americans. He makes a killing in Los Angeles because the cars that are being repossessed are for the most part high end. To some Americans, looking good is more important than having good credit.
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Sounds like credit scores are racist
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SFGbob said:
Well we do have a white supremacist who is like Hitler for a President.RaceBannon said:
It was a 4 point difference in 2007 and 2 points in 2016GDS said:https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
As usual things are getting worse than ever
Is that the little Jewish girl who dressed up and acted like a whore & then complained that male fans objectified her? Poor thing.Swaye said:Southerndawg said:
Those watch threads should be pinned. For real. Very cool, and very informative.Swaye said:
Being a well-paid actress at 5 years old and graduating from Yale is all the proof one needs that American women continue to be oppressed. When will it ever end? -
I've read that she's a cum-guzzling gutter slut.Swaye said:Pitchfork51 said:
Liar. It's your favorite movieSwaye said:
I have no idea. I just thought it was funny. I'd also like to grudge fuck her. Obvious, I know.Pitchfork51 said:
Is that from that shitty Ashton Kutcher movie where he's the best friend and then they somehow fall in loveSwaye said:Southerndawg said:
Those watch threads should be pinned. For real. Very cool, and very informative.Swaye said:
Aka every friend zoned nerd like hondos fantasy
Sad
Wood.
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And then liberals will cry "racism" when blacks on average pay higher interest rates on mortgages or have higher rejection rates due to poor credit.Bendintheriver said:
To live in democrat dreamland where everything is racist (except their own racist political policies) and around every corner is racism.GDS said:https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
The facts illuminate exactly where the problems lie and the problems with bad credit are all a lack of personal responsibility and has nothing to do with racism:
27% of Caucasians have what is considered "Poor" credit rating.
28% of Hispanics have poor credit ratings.
48% of blacks have poor credit ratings.
Caucasians earning 25K or less averaged better credit scores than Black Americans who earned 65-75K per year.
https://www.badcredit.org/african-americans-are-more-likely-to-have-bad-credit/
A friend has made millions off of the repossession financing of leased vehicles. The repossession rate for Black Americans is 5-6X that of White and Hispanic Americans. He makes a killing in Los Angeles because the cars that are being repossessed are for the most part high end. To some Americans, looking good is more important than having good credit. -
What could go wrong when you put everything in Momma's name (or baby momma's name) until you're 35?SFGbob said:
And then liberals will cry "racism" when blacks on average pay higher interest rates on mortgages or have higher rejection rates due to poor credit.Bendintheriver said:
To live in democrat dreamland where everything is racist (except their own racist political policies) and around every corner is racism.GDS said:https://www.chicagotribune.com/real-estate/ct-re-0527-kenneth-harney-20180521-story.html
You are quoting 2007 data. Look at the 2016 data in that article. Here's 2017 data
Overall, 18.4 percent of black applicants were rejected last year, along with 13.5 percent of Hispanics and 10.6 percent of Asians. Only 8.8 percent of non-Hispanic whites were rejected.
The facts illuminate exactly where the problems lie and the problems with bad credit are all a lack of personal responsibility and has nothing to do with racism:
27% of Caucasians have what is considered "Poor" credit rating.
28% of Hispanics have poor credit ratings.
48% of blacks have poor credit ratings.
Caucasians earning 25K or less averaged better credit scores than Black Americans who earned 65-75K per year.
https://www.badcredit.org/african-americans-are-more-likely-to-have-bad-credit/
A friend has made millions off of the repossession financing of leased vehicles. The repossession rate for Black Americans is 5-6X that of White and Hispanic Americans. He makes a killing in Los Angeles because the cars that are being repossessed are for the most part high end. To some Americans, looking good is more important than having good credit.
