Should I Take Out Student Loans or Just Skip College?

DerekJohnson

https://www.youtube.com/watch?v=Uc8xBYSDhZw

FireCohen

Who needs education

creepycoug

You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.

That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.

But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.

Doog_de_Jour

I tell any young people that will listen if they have their heart set on getting a traditional college degree and they can’t afford it to:

- Do Running Start / AP / IB classes in HS - that will score you lots of free credits toward your degree

- Consider getting a job, any job, at a company that has generous tuition reimbursement - have your employer foot the bill / work your way through school

- Take whatever you can for intro stuff at a community college or the school you’re interested in’s online program - it’s cheaper and you should only pay full sticker price for the upper level/lab courses


Draw backs to this is you might miss out on some of the “traditional college experience” (dorms/Greek life, etc.) - but it seems like kids are less interested in that stuff anyway

creepycoug

Doog_de_Jour said:

I tell any young people that will listen if they have their heart set on getting a traditional college degree and they can’t afford it to:

- Do Running Start / AP / IB classes in HS - that will score you lots of free credits toward your degree

- Consider getting a job, any job, at a company that has generous tuition reimbursement - have your employer foot the bill / work your way through school

- Take whatever you can for intro stuff at a community college or the school you’re interested in’s online program - it’s cheaper and you should only pay full sticker price for the upper level/lab courses


Draw backs to this is you might miss out on some of the “traditional college experience” (dorms/Greek life, etc.) - but it seems like kids are less interested in that stuff anyway

A very good summary and sage advice. Like a lot of things in life, if you don't have the financial means, then there are things you can't do. So accept the limitation and work around it. If you don't get the "whole college experience," accept that and be glad you're going to get what counts. 100 years ago, you'd have been screwed and would simply not have had access at all.

YellowSnow

FireCohen said:

Who needs education

In Engrish please

*we don’t need no education

FireFireCohen

YellowSnow said:

FireCohen said:

Who needs education

In Engrish please

*we don’t need no education

Thats some fuckin thought control right there

Pitchfork51

creepycoug said:

You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.

That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.

But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.

Except the "college experience" is mostly bullshit.

It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.

PurpleThrobber

Pitchfork51 said:

creepycoug said:

You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.

That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.

But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.

Except the "college experience" is mostly bullshit.

It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.

I really enjoyed getting naked with numerous sorority chicks.

Disagree.

USMChawk

PurpleThrobber said:

Pitchfork51 said:

creepycoug said:

You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.

That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.

But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.

Except the "college experience" is mostly bullshit.

It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.

I really enjoyed getting naked with numerous sorority chicks.

Disagree.

That was the best part.

Pitchfork51

PurpleThrobber said:

Pitchfork51 said:

creepycoug said:

You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.

That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.

But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.

Except the "college experience" is mostly bullshit.

It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.

I really enjoyed getting naked with numerous sorority chicks.

Disagree.

Sure but if you can't afford it or don't get scholarships it's not worth taking out like 50k + in debt.

creepycoug

Pitchfork51 said:

creepycoug said:

You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.

That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.

But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.

Except the "college experience" is mostly bullshit.

It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.

Depends on where you go and what you do there.


If you go to Cuog and major in “look at me and how much fun we’re having. Yay!! College!” Then yeah that’s a check the box exercise. If you go and try and get an actual education, it still had value in my estimation.

creepycoug

Pitchfork51 said:

PurpleThrobber said:

Pitchfork51 said:

creepycoug said:

You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.

That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.

But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.

Except the "college experience" is mostly bullshit.

It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.

I really enjoyed getting naked with numerous sorority chicks.

Disagree.

Sure but if you can't afford it or don't get scholarships it's not worth taking out like 50k + in debt.

Yes I agree. But there are ways round that ... start off with JC and get as many credits packed in as you can on the cheap.

Pitchfork51

creepycoug said:

Pitchfork51 said:

PurpleThrobber said:

Pitchfork51 said:

creepycoug said:

You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.

That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.

But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.

Except the "college experience" is mostly bullshit.

It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.

I really enjoyed getting naked with numerous sorority chicks.

Disagree.

Sure but if you can't afford it or don't get scholarships it's not worth taking out like 50k + in debt.

Yes I agree. But there are ways round that ... start off with JC and get as many credits packed in as you can on the cheap.

Yeah that's what I mean. By doing that you miss out on the getting naked with sorority girls part in the beginning, but that isn't worth big debt so cc is a good plan.

Or just dont be a dumbass, mark that youre black, and it's all free

Doogles

Why not both?!

doogie

F

PurpleThrobber said:

Pitchfork51 said:

creepycoug said:

You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.

That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.

But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.

Except the "college experience" is mostly bullshit.

It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.

I really enjoyed getting naked with numerous sorority chicks.

Disagree.

Nowadays, you’d go to Prison

jecornel

I personally would never work for Google, but they have changed policies around needing a degree to be hired. That's pretty cool I guess.

Pitchfork51

jecornel said:

I personally would never work for Google, but they have changed policies around needing a degree to be hired. That's pretty cool I guess.

I really have no desire to work in a large corporation.

Even as my company gets bigger there are random corporate annoyances that I don't like.


And we're not big at all. It's like 35 mil this year in revenue. But already I can see some bullshit