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Welcome to the Hardcore Husky Forums. Folks who are well-known in Cyberland and not that dumb.
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  • RaceBannonRaceBannon Member, Swaye's Wigwam Posts: 105,807 Founders Club
    We should follow the 1990's model on making mortgage access FAIR
  • SFGbobSFGbob Member Posts: 32,211
    edited May 2019

    We should follow the 1990's model on making mortgage access FAIR

    You do know that credit scores are racist do you not?



    https://www.theguardian.com/commentisfree/2015/oct/13/your-credit-score-is-racist-heres-why


    Whitey forced you buy that car you couldn't afford or to jack up your credit cards and pay the minimum.
  • RaceBannonRaceBannon Member, Swaye's Wigwam Posts: 105,807 Founders Club
    SFGbob said:

    We should follow the 1990's model on making mortgage access FAIR

    You do know that credit scores are racist do you not?



    https://www.theguardian.com/commentisfree/2015/oct/13/your-credit-score-is-racist-heres-why


    Whitey forced you buy that car you couldn't afford or to jack up your credit cards and pay the minimum.
    Keeping a high credit score takes discipline. A lot of it. Its the one thing in my life I have been disciplined on even as I stared into the abyss in 2014.

    And its important. Employers look at it.

    But why teach that when you can just tell folks they are vicitms
  • SFGbobSFGbob Member Posts: 32,211
    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.
  • RaceBannonRaceBannon Member, Swaye's Wigwam Posts: 105,807 Founders Club
    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    I was horrible with credit cards too. Most of our refinances in the roaring 90's were to pay off debt that my wife and I could ring up rather easily
  • BennyBeaverBennyBeaver Member Posts: 13,346
    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    We'd be amazed...? STFU

    Good god you're so self-fucking righteous.
  • BennyBeaverBennyBeaver Member Posts: 13,346

    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    I was horrible with credit cards too. Most of our refinances in the roaring 90's were to pay off debt that my wife and I could ring up rather easily
    And how much did you slither away from during the bankruptcy?
  • SFGbobSFGbob Member Posts: 32,211

    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    We'd be amazed...? STFU

    Good god you're so self-fucking righteous.
    Fuck you. If you have a problem with the accuracy of anything I say you're free to refute it but we both know you won't because you're a lightweight Kunt who can't do it.

    No one is amazed on what a fucking lightweight you are Benny.

  • BennyBeaverBennyBeaver Member Posts: 13,346
    SFGbob said:

    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    We'd be amazed...? STFU

    Good god you're so self-fucking righteous.
    Fuck you. If you have a problem with the accuracy of anything I say you're free to refute it but we both know you won't because you're a lightweight Kunt who can't do it.

    No one is amazed on what a fucking lightweight you are Benny.

    We? are in awe of your perfection dear Bob. How could anyone be so perfect as you?
  • SFGbobSFGbob Member Posts: 32,211

    SFGbob said:

    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    We'd be amazed...? STFU

    Good god you're so self-fucking righteous.
    Fuck you. If you have a problem with the accuracy of anything I say you're free to refute it but we both know you won't because you're a lightweight Kunt who can't do it.

    No one is amazed on what a fucking lightweight you are Benny.

    We? are in awe of your perfection dear Bob. How could anyone be so perfect as you?
    Yeah "We" I know you're a lightweight Kunt and you know you're a lightweight Kunt. I'm far from perfect Benny I'm just not an ankle biting Kunt like you who lacks the ability to back up their own mouth.

    Like Hondo you so want to play here but you know you can't so being an ankle bitter is all you can do.
  • Pitchfork51Pitchfork51 Member Posts: 26,949
    My credit got kinda fucked last year

    Kind of a bummer as it was perfect for the prior 12 or so years

    Oh well. All is good now
  • RaceBannonRaceBannon Member, Swaye's Wigwam Posts: 105,807 Founders Club

    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    I was horrible with credit cards too. Most of our refinances in the roaring 90's were to pay off debt that my wife and I could ring up rather easily
    And how much did you slither away from during the bankruptcy?
    I've never declared bankruptcy and my credit rating is over 800

    Go fuck yourself
  • Pitchfork51Pitchfork51 Member Posts: 26,949
    If I could slither away from every single bill ever id happily do it
  • BennyBeaverBennyBeaver Member Posts: 13,346
    SFGbob said:

    SFGbob said:

    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    We'd be amazed...? STFU

    Good god you're so self-fucking righteous.
    Fuck you. If you have a problem with the accuracy of anything I say you're free to refute it but we both know you won't because you're a lightweight Kunt who can't do it.

    No one is amazed on what a fucking lightweight you are Benny.

    We? are in awe of your perfection dear Bob. How could anyone be so perfect as you?
    Yeah "We" I know you're a lightweight Kunt and you know you're a lightweight Kunt. I'm far from perfect Benny I'm just not an ankle biting Kunt like you who lacks the ability to back up their own mouth.

    Like Hondo you so want to play here but you know you can't so being an ankle bitter is all you can do.
    What haven’t I backed up?
  • BennyBeaverBennyBeaver Member Posts: 13,346

    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    I was horrible with credit cards too. Most of our refinances in the roaring 90's were to pay off debt that my wife and I could ring up rather easily
    And how much did you slither away from during the bankruptcy?
    I've never declared bankruptcy and my credit rating is over 800

    Go fuck yourself

    Lil lyin Race. Or was that the other Race that went bankrupt and pussed out if bar fights?
  • RaceBannonRaceBannon Member, Swaye's Wigwam Posts: 105,807 Founders Club

    SFGbob said:

    Very easy to get in the credit card trap. I did it from my 20s and early 30s back when I was a liberal. Never missed payments but carried far too much on the cards and it was all from vacationing and socializing.

    Haven't paid interest on a credit card now for over 20 years. And you'd be amazed how closely credit scores track to all kinds of shitty and destructive behaviors.

    I was horrible with credit cards too. Most of our refinances in the roaring 90's were to pay off debt that my wife and I could ring up rather easily
    And how much did you slither away from during the bankruptcy?
    I've never declared bankruptcy and my credit rating is over 800

    Go fuck yourself

    Lil lyin Race. Or was that the other Race that went bankrupt and pussed out if bar fights?
    Like I said

    Go fuck yourself
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