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Effect of Student Debt on the Economy Stupid

13

Comments

  • pawz
    pawz Member, Moderator, Swaye's Wigwam Posts: 22,462 Founders Club
    2001400ex said:

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    Anyone can walk through open houses on Sunday. Cool story bro.
    Anyone can.
  • pawz
    pawz Member, Moderator, Swaye's Wigwam Posts: 22,462 Founders Club
    doogie said:

    pawz said:

    2001400ex said:

    pawz said:

    2001400ex said:

    pawz said:

    2001400ex said:

    While I do agree the cost of college has escalated to a point of being fucktarded. (I paid $3,500 a year in the late 90s, good luck finding that now).

    Most if the rest of your post is idiotic and something a poor uneducated person thinks. First, how the fuck is there a monopoly?

    Then this is the unemployment rate, what group has the lowest unemployment? Is it the high school drop outs? Or the college educated folk? You can rail on liberal arts degrees but it looks like they have jobs.

    photo 3D6E1A26-197C-46E6-B9D2-3746E323644A_zpsljty27gs.png

    Nobody is surprised that a) you don't understand basic, fundamental microeconomic concepts, and b) you're parroting the establishment line to keep people enslaved by debt.


    #aclockworkshill
    Ironic POTD. It's awesome watching someone ignore basic facts and tout the "liberal arts degree" rallying cry, then try to call someone else out for being a parrot.

    What about personal responsibility? If you want to go to Gonzaga and pay $50k a year and are too stupid to find scholarships, then you should be riddled with debt your whole life.
    Run along and let the grown-ups talk. You're in over your head, son.
    When you present a grown up argument, I'll recognize that. Until then you are a right wing parrot.
    sarksure.gif
    another perfect example why nobody likes you.
    Huh?
  • pawz
    pawz Member, Moderator, Swaye's Wigwam Posts: 22,462 Founders Club
    edited March 2018

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    Our office has been contacted in the past. It wasn't a good fit at the tim.
  • YellowSnow
    YellowSnow Moderator, Swaye's Wigwam Posts: 37,271 Founders Club

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    Bring back the Pod. There was good hawt talk about getting nice real estate on the cheap in Temecula and the I.E.
    Unfortunately the do gooders in Sacramento pulled the plug on most foreclosures for now.

    Lets help people keep their homes. Sure why not just forget about the speculators and families looking for cheap homes

    Oddly enough many of the folks who lost their house the first time also went into default the second time after the intervention.

    There is a lot of undervalued housing stock hidden from the market to prop up the latest bubble we are in
    This has been my platform for a long time: like higher ed and exotic travel, home ownership is not for everyone, and we fucked up when we perverted the American dream with the idea that everyone gets a home. Doesn't work that way.
    As a matter of policy we should "encourage" ownership amongst those who have credit worthiness and verified ability to pay the mortgage. Beyond that hell no.
  • creepycoug
    creepycoug Member Posts: 24,046

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    Bring back the Pod. There was good hawt talk about getting nice real estate on the cheap in Temecula and the I.E.
    Unfortunately the do gooders in Sacramento pulled the plug on most foreclosures for now.

    Lets help people keep their homes. Sure why not just forget about the speculators and families looking for cheap homes

    Oddly enough many of the folks who lost their house the first time also went into default the second time after the intervention.

    There is a lot of undervalued housing stock hidden from the market to prop up the latest bubble we are in
    This has been my platform for a long time: like higher ed and exotic travel, home ownership is not for everyone, and we fucked up when we perverted the American dream with the idea that everyone gets a home. Doesn't work that way.
    As a matter of policy we should "encourage" ownership amongst those who have credit worthiness and verified ability to pay the mortgage. Beyond that hell no.
    Exactly. Translated: not for everyone.
  • creepycoug
    creepycoug Member Posts: 24,046

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.
  • YellowSnow
    YellowSnow Moderator, Swaye's Wigwam Posts: 37,271 Founders Club

    People forget that many universities have endowments that would allow free tuition without the feds paying for it or the student going into debt

    If that is aimed at me, I don't recall saying "many", but they are out there. I have two kids attending two separate such places.

    Of course, we're full pay, so what do I know?

    You all sound poor.
    Why the fuck would I aim anything at you?

    Almost all universities have massive endowments where the INTEREST would cover the cost of a student education.

    Instead they blow that money on uneducated general contractors so we can smoke weed and talk shit like high school dropouts
    If it weren't for weed smoking, shit talking, GCs I wouldn't have my new boat house. I thank them for their service.
  • PurpleThrobber
    PurpleThrobber Member Posts: 48,076

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.

    The NYC version is ok. Fredrik is a gaytastic fag.

    There’s a new show with Frederik and Bethenny Frankel that’s not bad. I so want to motorboat her fake titties.

    Frederik’s not so much.
  • Swaye
    Swaye Moderator, Swaye's Wigwam Posts: 41,739 Founders Club

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.

    The NYC version is ok. Fredrik is a gaytastic fag.

    There’s a new show with Frederik and Bethenny Frankel that’s not bad. I so want to motorboat her fake titties.

    Frederik’s not so much.
    You sound super duper gay here.
  • PurpleThrobber
    PurpleThrobber Member Posts: 48,076
    Swaye said:

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.

    The NYC version is ok. Fredrik is a gaytastic fag.

    There’s a new show with Frederik and Bethenny Frankel that’s not bad. I so want to motorboat her fake titties.

    Frederik’s not so much.
    You sound super duper gay here.
    Google video search "Bethenny Frankel nude" and get back to me on that.

    I admit -these Bravo/E! real estate shows are my achilles heel. There's one called Real Estate Wars that has fantastic fake boobies and semi-gay/narcisstic bros that shows great promise.



    Yes, craves it, yes, no, armpit only
  • RedRocket
    RedRocket Member Posts: 1,527

    Swaye said:

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.

    The NYC version is ok. Fredrik is a gaytastic fag.

    There’s a new show with Frederik and Bethenny Frankel that’s not bad. I so want to motorboat her fake titties.

    Frederik’s not so much.
    You sound super duper gay here.
    Google video search "Bethenny Frankel nude" and get back to me on that.

    I admit -these Bravo/E! real estate shows are my achilles heel. There's one called Real Estate Wars that has fantastic fake boobies and semi-gay/narcisstic bros that shows great promise.



    Yes, craves it, yes, no, armpit only
    I googled Bethenny Frankel nudes. Says she was in some lame 90s 90201 spinoff soft core porn. Hard to tell from the grainy pics but looks like she has saggy, ape tits and she was in her early 20s when she did the porn. Nothin special.
  • Swaye
    Swaye Moderator, Swaye's Wigwam Posts: 41,739 Founders Club

    Swaye said:

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.

    The NYC version is ok. Fredrik is a gaytastic fag.

    There’s a new show with Frederik and Bethenny Frankel that’s not bad. I so want to motorboat her fake titties.

    Frederik’s not so much.
    You sound super duper gay here.
    Google video search "Bethenny Frankel nude" and get back to me on that.

    I admit -these Bravo/E! real estate shows are my achilles heel. There's one called Real Estate Wars that has fantastic fake boobies and semi-gay/narcisstic bros that shows great promise.



    Yes, craves it, yes, no, armpit only
    I feel like I don't even know you anymore throbber.
  • Sledog
    Sledog Member Posts: 37,763 Standard Supporter
    I wonder what the math equation is for repayment of student debt for stupid degrees?
  • creepycoug
    creepycoug Member Posts: 24,046
    Sledog said:

    I wonder what the math equation is for repayment of student debt for stupid degrees?

    You'll never know.
  • Sledog
    Sledog Member Posts: 37,763 Standard Supporter

    Sledog said:

    I wonder what the math equation is for repayment of student debt for stupid degrees?

    You'll never know.
    True. I don't have a stupid degree.
  • creepycoug
    creepycoug Member Posts: 24,046
    Sledog said:

    Sledog said:

    I wonder what the math equation is for repayment of student debt for stupid degrees?

    You'll never know.
    True. I don't have a stupid degree.
    Not surprised.
  • PurpleThrobber
    PurpleThrobber Member Posts: 48,076
    Swaye said:

    Swaye said:

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.

    The NYC version is ok. Fredrik is a gaytastic fag.

    There’s a new show with Frederik and Bethenny Frankel that’s not bad. I so want to motorboat her fake titties.

    Frederik’s not so much.
    You sound super duper gay here.
    Google video search "Bethenny Frankel nude" and get back to me on that.

    I admit -these Bravo/E! real estate shows are my achilles heel. There's one called Real Estate Wars that has fantastic fake boobies and semi-gay/narcisstic bros that shows great promise.



    Yes, craves it, yes, no, armpit only
    I feel like I don't even know you anymore throbber.
    If Michael Rappaport can watch the Real Housewives, I can watch my real estate shows.

    Mrs. Throbber hates them, too.

  • Pitchfork51
    Pitchfork51 Member Posts: 27,662
    Honestly student debt isn't that big of a deal.

    Most poeple with a ton of debt and stupid degrees are somewhat hot girls.

    They get some dude to pay for them eventually.


    If you're a guy with that then you are an idiot.
  • YellowSnow
    YellowSnow Moderator, Swaye's Wigwam Posts: 37,271 Founders Club

    Honestly student debt isn't that big of a deal.

    Most poeple with a ton of debt and stupid degrees are somewhat hot girls.

    They get some dude to pay for them eventually.


    If you're a guy with that then you are an idiot.

    My wife went to college for free, therefore I am not an idiot.
  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 113,884 Founders Club

    Swaye said:

    Swaye said:

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.

    The NYC version is ok. Fredrik is a gaytastic fag.

    There’s a new show with Frederik and Bethenny Frankel that’s not bad. I so want to motorboat her fake titties.

    Frederik’s not so much.
    You sound super duper gay here.
    Google video search "Bethenny Frankel nude" and get back to me on that.

    I admit -these Bravo/E! real estate shows are my achilles heel. There's one called Real Estate Wars that has fantastic fake boobies and semi-gay/narcisstic bros that shows great promise.



    Yes, craves it, yes, no, armpit only
    I feel like I don't even know you anymore throbber.
    If Michael Rappaport can watch the Real Housewives, I can watch my real estate shows.

    Mrs. Throbber hates them, too.

    I'm thinking they are made for guys. My wife doesn't watch either
  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 113,884 Founders Club

    Honestly student debt isn't that big of a deal.

    Most poeple with a ton of debt and stupid degrees are somewhat hot girls.

    They get some dude to pay for them eventually.


    If you're a guy with that then you are an idiot.

    Young people can be wise
  • RedRocket
    RedRocket Member Posts: 1,527

    Honestly student debt isn't that big of a deal.

    Most poeple with a ton of debt and stupid degrees are somewhat hot girls.

    They get some dude to pay for them eventually.


    If you're a guy with that then you are an idiot.

    They go to an art or fashion institute and pay over 50k per year in tuition for a worthless degree in an over saturated industry where you make less than $50k out the gate. I've known dudes that we're paying of their GF's or Wife's 6 figure student loans and the chicks weren't even attractive. Such a bad decision.
  • pawz
    pawz Member, Moderator, Swaye's Wigwam Posts: 22,462 Founders Club
    edited March 2018

    Swaye said:

    Swaye said:

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.

    The NYC version is ok. Fredrik is a gaytastic fag.

    There’s a new show with Frederik and Bethenny Frankel that’s not bad. I so want to motorboat her fake titties.

    Frederik’s not so much.
    You sound super duper gay here.
    Google video search "Bethenny Frankel nude" and get back to me on that.

    I admit -these Bravo/E! real estate shows are my achilles heel. There's one called Real Estate Wars that has fantastic fake boobies and semi-gay/narcisstic bros that shows great promise.



    Yes, craves it, yes, no, armpit only
    I feel like I don't even know you anymore throbber.
    If Michael Rappaport can watch the Real Housewives, I can watch my real estate shows.

    Mrs. Throbber hates them, too.

    I'm thinking they are made for guys. My wife doesn't watch either

    The irony of these shows is that the majority of people who do really well in residential real estate - are women.

  • YellowSnow
    YellowSnow Moderator, Swaye's Wigwam Posts: 37,271 Founders Club
    pawz said:

    Swaye said:

    Swaye said:

    pawz said:

    2001400ex said:

    On House Hunters last night a couple of Asian doctors were buying their first house and wondered if they should buy for themselves or get a income property to pay off student roans.

    They got the house for themselves. CSB

    House hunters is so real life. Lemme guess, they make $45k a year each and can afford a $3.2 million vacation home in Costa Rica.
    Fuck off

    House Hunters is must see TV
    They should make a spin off about "easy" house hunting. So many of us have PTSD about overpaying for shitty little houses built during the Coolidge administration.
    They go around the country. As has been stated here before, if you live where no one wants to live you can get a 3500 sf pool house for 250K

    In Seattle or other coastal areas you will get that "charming" 900 sf craftsman for 600K with lots of opportunity to "put your own stamp on it"


    I prefer the million dollar listing shows to the poor people stuck in Kansas City
    I actually *live* the million dollar listing shows IRL .
    You need to contact BRAVO television


    I admit it. I've watched this show a time or two. The two dudes in the middle are gigantic douches. The guy on the far right is too delicate to hate.

    The NYC version is ok. Fredrik is a gaytastic fag.

    There’s a new show with Frederik and Bethenny Frankel that’s not bad. I so want to motorboat her fake titties.

    Frederik’s not so much.
    You sound super duper gay here.
    Google video search "Bethenny Frankel nude" and get back to me on that.

    I admit -these Bravo/E! real estate shows are my achilles heel. There's one called Real Estate Wars that has fantastic fake boobies and semi-gay/narcisstic bros that shows great promise.



    Yes, craves it, yes, no, armpit only
    I feel like I don't even know you anymore throbber.
    If Michael Rappaport can watch the Real Housewives, I can watch my real estate shows.

    Mrs. Throbber hates them, too.

    I'm thinking they are made for guys. My wife doesn't watch either

    The irony of these shows is that the majority of people who do really well in residential real estate - are women.

    So you don't need brass balls to sell real estate?
  • Mosster47
    Mosster47 Member Posts: 6,246
    Why are we pretending like student loans are the main issue here?

    Go back to 2000. What was the median income for your profession? I bet it isn't terribly more today than it was then.

    How much did a vehicle cost new? As an example I drive a 2005 Dodge 2500 Laramie quad cab with a 5.9L Cummins. Brand new it was $33k. Today that same truck runs about $70k. What does this new truck do over mine? Well the engine life in the 6.7L is half of the 5.9L because of Bronco's pollution bullshit on the engine and it has 60 more pounds of torque and much worse fuel mileage.

    My bass boat is an 04 Triton TR-21X with a 250 Optimax. Brand new it was $31k because it was the Bassmaster Classic model with every whistle on the planet. Today that same boat is $79k. The only difference is the new Opti Pro XS has carbon fiber reeds which break more often and cost four times more to replace, the boat is one inch wider, and you get a cool organizer in the front bin.

    In 1997 I bought a Fender Strat Plus for $650 new. Today that same equivalent is $2k.

    This same grotesque upcharge holds true for college. Financing and insurance are why things are preposterously expensive. That new $79k bass boat is $450 a month, which people can afford, for 20 fucking years!!!

    That $70k truck is $800 a month for an eternity.

    Insurance ties it all together. If your ass made $50k a year and your truck cost $70k with no insurance there is zero chance the masses would buy them.

    Previously people were house poor, which isn't terrible because there are really no bad long term real estate ventures. Today people are just poor and it's 100% their own fault. I'm 34 and have zero debt of any kind and I don't really make that much money. I just don't throw it away on nonsense, which is rare.
  • Swaye
    Swaye Moderator, Swaye's Wigwam Posts: 41,739 Founders Club
    Mosster47 said:

    Why are we pretending like student loans are the main issue here?

    Go back to 2000. What was the median income for your profession? I bet it isn't terribly more today than it was then.

    How much did a vehicle cost new? As an example I drive a 2005 Dodge 2500 Laramie quad cab with a 5.9L Cummins. Brand new it was $33k. Today that same truck runs about $70k. What does this new truck do over mine? Well the engine life in the 6.7L is half of the 5.9L because of Bronco's pollution bullshit on the engine and it has 60 more pounds of torque and much worse fuel mileage.

    My bass boat is an 04 Triton TR-21X with a 250 Optimax. Brand new it was $31k because it was the Bassmaster Classic model with every whistle on the planet. Today that same boat is $79k. The only difference is the new Opti Pro XS has carbon fiber reeds which break more often and cost four times more to replace, the boat is one inch wider, and you get a cool organizer in the front bin.

    In 1997 I bought a Fender Strat Plus for $650 new. Today that same equivalent is $2k.

    This same grotesque upcharge holds true for college. Financing and insurance are why things are preposterously expensive. That new $79k bass boat is $450 a month, which people can afford, for 20 fucking years!!!

    That $70k truck is $800 a month for an eternity.

    Insurance ties it all together. If your ass made $50k a year and your truck cost $70k with no insurance there is zero chance the masses would buy them.

    Previously people were house poor, which isn't terrible because there are really no bad long term real estate ventures. Today people are just poor and it's 100% their own fault. I'm 34 and have zero debt of any kind and I don't really make that much money. I just don't throw it away on nonsense, which is rare.

    YBE
  • PurpleThrobber
    PurpleThrobber Member Posts: 48,076

    Honestly student debt isn't that big of a deal.

    Most poeple with a ton of debt and stupid degrees are somewhat hot girls.

    They get some dude to pay for them eventually.


    If you're a guy with that then you are an idiot.

    Young people can be wise
    True.

    When they turn 40.
  • Mosster47
    Mosster47 Member Posts: 6,246

    Honestly student debt isn't that big of a deal.

    Most poeple with a ton of debt and stupid degrees are somewhat hot girls.

    They get some dude to pay for them eventually.


    If you're a guy with that then you are an idiot.

    Young people can be wise
    True.

    When they turn 40.
    Wisdom has nothing to do with it.

    If you are a consumer that buys new today you're poor. An education, a modest home, a kid, and two Kia's means you are poor for the most part. If you are throwing 10% into your IRA like a responsible person you're paycheck to paycheck long term.

    Prices of life items increased 200-300% in the last fifteen years and I'm guessing, but I would say wages might have increased 50%. It's probably closer to 35% though.
  • Swaye
    Swaye Moderator, Swaye's Wigwam Posts: 41,739 Founders Club
    Mosster47 said:

    Honestly student debt isn't that big of a deal.

    Most poeple with a ton of debt and stupid degrees are somewhat hot girls.

    They get some dude to pay for them eventually.


    If you're a guy with that then you are an idiot.

    Young people can be wise
    True.

    When they turn 40.
    Wisdom has nothing to do with it.

    If you are a consumer that buys new today you're poor. An education, a modest home, a kid, and two Kia's means you are poor for the most part. If you are throwing 10% into your IRA like a responsible person you're paycheck to paycheck long term.

    Prices of life items increased 200-300% in the last fifteen years and I'm guessing, but I would say wages might have increased 50%. It's probably closer to 35% though.
    Have no idea if you're numbers are perfect, but the point is valid. I bought a brand new, fully loaded (every single option you could get) GMC Z-71 half ton in 1995. Cost me 24,000 out the door (TTL) with the dealer even throwing in a bed mounted gooseneck to seal the deal.

    Went into a Ford dealership a couple years ago to look at a fully loaded with everything half ton. 62K. Probably could have walked out of the dealership with it (TTL and haggling) for 60K.

    I didn't buy it. Price has more than doubled in 20 years, while I bet average wages have gone up less than 40 percent. It's fucking absurd. Electronics and laptops have gotten cheaper, everything else - houses, education, vehicles, milk and bread has doubled since the mid to late 90's, and wages haven't even come close to keeping up. Everyone talks about the lack of skilled worker jobs is what has killed the middle class...but I think prices have contributed at least as much, if not more. But what do I know. I'll just get drunk and think about it some more.
  • PurpleThrobber
    PurpleThrobber Member Posts: 48,076
    Swaye said:

    Mosster47 said:

    Honestly student debt isn't that big of a deal.

    Most poeple with a ton of debt and stupid degrees are somewhat hot girls.

    They get some dude to pay for them eventually.


    If you're a guy with that then you are an idiot.

    Young people can be wise
    True.

    When they turn 40.
    Wisdom has nothing to do with it.

    If you are a consumer that buys new today you're poor. An education, a modest home, a kid, and two Kia's means you are poor for the most part. If you are throwing 10% into your IRA like a responsible person you're paycheck to paycheck long term.

    Prices of life items increased 200-300% in the last fifteen years and I'm guessing, but I would say wages might have increased 50%. It's probably closer to 35% though.
    Have no idea if you're numbers are perfect, but the point is valid. I bought a brand new, fully loaded (every single option you could get) GMC Z-71 half ton in 1995. Cost me 24,000 out the door (TTL) with the dealer even throwing in a bed mounted gooseneck to seal the deal.

    Went into a Ford dealership a couple years ago to look at a fully loaded with everything half ton. 62K. Probably could have walked out of the dealership with it (TTL and haggling) for 60K.

    I didn't buy it. Price has more than doubled in 20 years, while I bet average wages have gone up less than 40 percent. It's fucking absurd. Electronics and laptops have gotten cheaper, everything else - houses, education, vehicles, milk and bread has doubled since the mid to late 90's, and wages haven't even come close to keeping up. Everyone talks about the lack of skilled worker jobs is what has killed the middle class...but I think prices have contributed at least as much, if not more. But what do I know. I'll just get drunk and think about it some more.
    Thanks, Obama.

    Vehicle pricing skyrocketed after the cash for clunkers program. Inventory on used vehicles is tightening. New car manufacturers know they can squeeze consumers balls and have jacked up prices on new cars.

    But the rest of what you say in your morning drunken state is true. Wages for the workers have not kept pace. REVOLUCION!