Should I Take Out Student Loans or Just Skip College?
https://www.youtube.com/watch?v=Uc8xBYSDhZwComments
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Who needs education
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You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.
That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.
But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options. -
I tell any young people that will listen if they have their heart set on getting a traditional college degree and they can’t afford it to:
- Do Running Start / AP / IB classes in HS - that will score you lots of free credits toward your degree
- Consider getting a job, any job, at a company that has generous tuition reimbursement - have your employer foot the bill / work your way through school
- Take whatever you can for intro stuff at a community college or the school you’re interested in’s online program - it’s cheaper and you should only pay full sticker price for the upper level/lab courses
Draw backs to this is you might miss out on some of the “traditional college experience” (dorms/Greek life, etc.) - but it seems like kids are less interested in that stuff anyway -
A very good summary and sage advice. Like a lot of things in life, if you don't have the financial means, then there are things you can't do. So accept the limitation and work around it. If you don't get the "whole college experience," accept that and be glad you're going to get what counts. 100 years ago, you'd have been screwed and would simply not have had access at all.Doog_de_Jour said:I tell any young people that will listen if they have their heart set on getting a traditional college degree and they can’t afford it to:
- Do Running Start / AP / IB classes in HS - that will score you lots of free credits toward your degree
- Consider getting a job, any job, at a company that has generous tuition reimbursement - have your employer foot the bill / work your way through school
- Take whatever you can for intro stuff at a community college or the school you’re interested in’s online program - it’s cheaper and you should only pay full sticker price for the upper level/lab courses
Draw backs to this is you might miss out on some of the “traditional college experience” (dorms/Greek life, etc.) - but it seems like kids are less interested in that stuff anyway -
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Thats some fuckin thought control right thereYellowSnow said: -
Except the "college experience" is mostly bullshit.creepycoug said:You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.
That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.
But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.
It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme. -
I really enjoyed getting naked with numerous sorority chicks.Pitchfork51 said:
Except the "college experience" is mostly bullshit.creepycoug said:You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.
That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.
But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.
It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.
Disagree. -
That was the best part.PurpleThrobber said:
I really enjoyed getting naked with numerous sorority chicks.Pitchfork51 said:
Except the "college experience" is mostly bullshit.creepycoug said:You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.
That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.
But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.
It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.
Disagree.
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Sure but if you can't afford it or don't get scholarships it's not worth taking out like 50k + in debt.PurpleThrobber said:
I really enjoyed getting naked with numerous sorority chicks.Pitchfork51 said:
Except the "college experience" is mostly bullshit.creepycoug said:You shouldn't take out serious loans to go to college unless you are studying something that provides immediate employment uplift.
That said, there is a school of thought that a college education is part of the long game, and it was never really supposed to function like a trade school. Said another way, a college experience has its own value for many that is not tied directly to employment outcomes.
But nobody should be 6 figures in debt for a bachelors degree. There are cheaper options.
It made sense when most people didn't go. But now for 15 dollar an hour office positions you need one so it's just a "get the paper and get the fuck out" scheme.
Disagree.
