Dumber than a bag of hammers
Comments
-
The Greatest generation left the building.oregonblitzkrieg said:
You shut the fuck up you filthy socialist pig. Move to Mexico you Marxist swine. The USA will never fall prey to the lies of socialism. It was exposed in the 20th century and further exposed early this century by Venezuela and other failed states. Your movement will be destroyed by force if that need ever comes to pass. You will only succeed over millions of dead American bodies. You want to try it you pansy motherfucker? The same nation that obliterated Nazi Germany and collapsed the Soviet Union will gut and impale your anti-American movement if it ever gains enough steam to become a legitimate threat.Squirt said:
Both of you need to shut the fuck up.SFGbob said:
Damn, and I was betting you were going to go with "triggered" Kunt act. Don't go anywhere, Coug will be here shortly to tongue your ass.2001400ex said:
Rent fucking free.SFGbob said:The fact that you hide behind a pathetic dodge that you were just "trolling" when clearly obvious you weren't exposes you for worthless piece of shit you are Hondo.
You weren't "trolling" when you claimed that we only allow 60,000 permanent resident immigrants into the country each year. You had your head up your ass. You weren't "trolling" when you swallowed like a bitch the bullshit about Trump cutting money from FEMA. You had your head up your ass.
Were you "trolling" by putting your head up your ass Hondo? -
Squirt and always been one of my favorite posters. Classy and always well thought out.SFGbob said:
I too enjoyed the exchange I had with you. Brief as it was. If someone calls me a name I'm going to return fire and if someone makes what is obviously a blatantly false statement when I'm engaging with them I will point it out and then if they respond with some pathetic dodge that they were just "trolling" me or that I was "triggered" I will also highlight what a pathetic fucking Kunt they are.Squirt said:
I think you have many interesting political points to make, and I enjoy considering your arguments about politics, even though I mostly disagree with them.SFGbob said:Is this a politics board or is it board where middle aged men can jerk each other off try to show each other how witty they are? It can be both you know.
But for it to be both, people have to actually be willing to discuss politics and not just hide behind their passive agressive Kunt acts when they start wading into deeper waters.
Still, I find myself scrolling past your posts more and more because of your inability to disengage from the pointless exchanges of insults. It's not funny. It doesn't prove anything.
I'm just one guy. Maybe everyone else who reads the Tug disagrees. I doubt it, though.
I've not directed any insults at you and I won't unless I'm greeted with the same.
-
Fucking stupid would be a better description2001400ex said:
No there are no market forces causes medical providers to advertise prices because they are not elective. Elective procedures like invisiline and plastic surgery, prices are up front and open. There's no need to advertise Cancer Care or the cost of a CT scan or whatever. Cause if you need one you need it. Now.SFGbob said:
This is beyond stupid. The changes I advocated and clearly stated would create the market forces needed to that. The government wouldn't need to intervene in order make people advertise their prices any more than the government intervenes in order make lasik providers advertise their prices.2001400ex said:
Because there's no market forces needed for them to do that. The only way to make that happen is through government intervention. Which you are against.SFGbob said:
So the medical world couldn't advertise the prices they charge for dealing with a kidney stone? Why not?2001400ex said:
The problem with people being directly involved with what they are paying is the vast majority of medical expenses covered by insurance are not discretionary. You want to buy a car so you shop around and find the car and the price you want or you keep your old car. The medical world isn't like that. I had a kidney stone, I can't go call around for the cheapest place to get treated to find out why it feels like my kidney is giving birth.SFGbob said:The 3rd party payer system is the biggest problem we have with our healthcare system. As government got more involved in healthcare taking on more of the costs that's when costs really started to explode. The graph that someone posted here in that other thread illustrated that fact nicely.
What I'd like to do is greatly expand the use of medical savings accounts so that people are contributing to them during all of their working years. Make the contributions pre-taxes, allow the money in the accounts to be invested and only allow healthcare expenditures to be made from the account. When the person dies the account is treated as a personal asset that can be willed to someone else.
If people were more directly involved with what they were paying for their healthcare you'd start to see some market pressure on price. There would be incentive to not just continue medical treatment when there little or no chance of success.
Sometimes you need to just keep your mouth shut Hondo.
But keep calling me stupid. Weren't you just arguing for an end to the name calling and wanting actual discussion? -
Can someone just douse this board with a barrel of lighter fluid already?
-
It's pretty fucking stupid to believe that most medical procedures aren't elective.MikeDamone said:
Fucking stupid would be a better description2001400ex said:
No there are no market forces causes medical providers to advertise prices because they are not elective. Elective procedures like invisiline and plastic surgery, prices are up front and open. There's no need to advertise Cancer Care or the cost of a CT scan or whatever. Cause if you need one you need it. Now.SFGbob said:
This is beyond stupid. The changes I advocated and clearly stated would create the market forces needed to that. The government wouldn't need to intervene in order make people advertise their prices any more than the government intervenes in order make lasik providers advertise their prices.2001400ex said:
Because there's no market forces needed for them to do that. The only way to make that happen is through government intervention. Which you are against.SFGbob said:
So the medical world couldn't advertise the prices they charge for dealing with a kidney stone? Why not?2001400ex said:
The problem with people being directly involved with what they are paying is the vast majority of medical expenses covered by insurance are not discretionary. You want to buy a car so you shop around and find the car and the price you want or you keep your old car. The medical world isn't like that. I had a kidney stone, I can't go call around for the cheapest place to get treated to find out why it feels like my kidney is giving birth.SFGbob said:The 3rd party payer system is the biggest problem we have with our healthcare system. As government got more involved in healthcare taking on more of the costs that's when costs really started to explode. The graph that someone posted here in that other thread illustrated that fact nicely.
What I'd like to do is greatly expand the use of medical savings accounts so that people are contributing to them during all of their working years. Make the contributions pre-taxes, allow the money in the accounts to be invested and only allow healthcare expenditures to be made from the account. When the person dies the account is treated as a personal asset that can be willed to someone else.
If people were more directly involved with what they were paying for their healthcare you'd start to see some market pressure on price. There would be incentive to not just continue medical treatment when there little or no chance of success.
Sometimes you need to just keep your mouth shut Hondo.
But keep calling me stupid. Weren't you just arguing for an end to the name calling and wanting actual discussion?
-
I avoid the tug, but the HSA content has me intrigued...
When your orthopedic surgeon, oncologist etc.. finds out you're on an HDHP associated with a true Health Savings Account (doesn't expire, invest-able, with pretax contributions), all of the bullshit procedures and tests disappear.
They know you can refer yourself to ANY accredited facility without their permission slip.
The same procedure, physical therapy or test you had on your previous plan, is suddenly cheaper.
Its a miracle.
HSAs cover ANYTHING preventative. You get to pick what you want, not what and how Kaiser or Blue Cross dictates.
Of important note: Most folks cannot get past the first year of vesting to capitalize on the benefits of an HSA setup. Takes time to build up the asset and make it work for your health care. Being able to absorb all medical costs the first year while the account builds, can be tough with families.
We will never go back to PPO, cobra or any other setup. And, we've been through some shitty medical outcomes (chemo/radiation, multiple ortho surgeries, hundreds of PT visits, two kids born, etc) and we came out many tens of thousands ahead versus the old "way."
Life saving therapy my wife needed was not at all covered by her work plan - Blue Cross STD/high plan. They refused to cover ANY of it. Experimental they said...
HSA plan negotiated a 60% lower rate for 30 radiation treatments and covered the payments with investment income.
Glad I double-covered her. We would have ate a $300,000 bill for her to be alive today.
HSAs for the win. -
It's pretty fucking stupid to expect people with the big ticket items like cancer, heart attacks and bypass surgeries are elective.SFGbob said:
It's pretty fucking stupid to believe that most medical procedures aren't elective.MikeDamone said:
Fucking stupid would be a better description2001400ex said:
No there are no market forces causes medical providers to advertise prices because they are not elective. Elective procedures like invisiline and plastic surgery, prices are up front and open. There's no need to advertise Cancer Care or the cost of a CT scan or whatever. Cause if you need one you need it. Now.SFGbob said:
This is beyond stupid. The changes I advocated and clearly stated would create the market forces needed to that. The government wouldn't need to intervene in order make people advertise their prices any more than the government intervenes in order make lasik providers advertise their prices.2001400ex said:
Because there's no market forces needed for them to do that. The only way to make that happen is through government intervention. Which you are against.SFGbob said:
So the medical world couldn't advertise the prices they charge for dealing with a kidney stone? Why not?2001400ex said:
The problem with people being directly involved with what they are paying is the vast majority of medical expenses covered by insurance are not discretionary. You want to buy a car so you shop around and find the car and the price you want or you keep your old car. The medical world isn't like that. I had a kidney stone, I can't go call around for the cheapest place to get treated to find out why it feels like my kidney is giving birth.SFGbob said:The 3rd party payer system is the biggest problem we have with our healthcare system. As government got more involved in healthcare taking on more of the costs that's when costs really started to explode. The graph that someone posted here in that other thread illustrated that fact nicely.
What I'd like to do is greatly expand the use of medical savings accounts so that people are contributing to them during all of their working years. Make the contributions pre-taxes, allow the money in the accounts to be invested and only allow healthcare expenditures to be made from the account. When the person dies the account is treated as a personal asset that can be willed to someone else.
If people were more directly involved with what they were paying for their healthcare you'd start to see some market pressure on price. There would be incentive to not just continue medical treatment when there little or no chance of success.
Sometimes you need to just keep your mouth shut Hondo.
But keep calling me stupid. Weren't you just arguing for an end to the name calling and wanting actual discussion? -
MisterEm said:
I avoid the tug, but the HSA content has me intrigued...
When your orthopedic surgeon, oncologist etc.. finds out you're on an HDHP associated with a true Health Savings Account (doesn't expire, invest-able, with pretax contributions), all of the bullshit procedures and tests disappear.
They know you can refer yourself to ANY accredited facility without their permission slip.
The same procedure, physical therapy or test you had on your previous plan, is suddenly cheaper.
Its a miracle.
HSAs cover ANYTHING preventative. You get to pick what you want, not what and how Kaiser or Blue Cross dictates.
Of important note: Most folks cannot get past the first year of vesting to capitalize on the benefits of an HSA setup. Takes time to build up the asset and make it work for your health care. Being able to absorb all medical costs the first year while the account builds, can be tough with families.
We will never go back to PPO, cobra or any other setup. And, we've been through some shitty medical outcomes (chemo/radiation, multiple ortho surgeries, hundreds of PT visits, two kids born, etc) and we came out many tens of thousands ahead versus the old "way."
Life saving therapy my wife needed was not at all covered by her work plan - Blue Cross STD/high plan. They refused to cover ANY of it. Experimental they said...
HSA plan negotiated a 60% lower rate for 30 radiation treatments and covered the payments with investment income.
Glad I double-covered her. We would have ate a $300,000 bill for her to be alive today.
HSAs for the win.
I like plans that create REAL competition amongst/between providers.
MOAR of this.
-
Hondo moves the goal posts. There is a real pattern to the way you post Hondo.2001400ex said:
It's pretty fucking stupid to expect people with the big ticket items like cancer, heart attacks and bypass surgeries are elective.SFGbob said:
It's pretty fucking stupid to believe that most medical procedures aren't elective.MikeDamone said:
Fucking stupid would be a better description2001400ex said:
No there are no market forces causes medical providers to advertise prices because they are not elective. Elective procedures like invisiline and plastic surgery, prices are up front and open. There's no need to advertise Cancer Care or the cost of a CT scan or whatever. Cause if you need one you need it. Now.SFGbob said:
This is beyond stupid. The changes I advocated and clearly stated would create the market forces needed to that. The government wouldn't need to intervene in order make people advertise their prices any more than the government intervenes in order make lasik providers advertise their prices.2001400ex said:
Because there's no market forces needed for them to do that. The only way to make that happen is through government intervention. Which you are against.SFGbob said:
So the medical world couldn't advertise the prices they charge for dealing with a kidney stone? Why not?2001400ex said:
The problem with people being directly involved with what they are paying is the vast majority of medical expenses covered by insurance are not discretionary. You want to buy a car so you shop around and find the car and the price you want or you keep your old car. The medical world isn't like that. I had a kidney stone, I can't go call around for the cheapest place to get treated to find out why it feels like my kidney is giving birth.SFGbob said:The 3rd party payer system is the biggest problem we have with our healthcare system. As government got more involved in healthcare taking on more of the costs that's when costs really started to explode. The graph that someone posted here in that other thread illustrated that fact nicely.
What I'd like to do is greatly expand the use of medical savings accounts so that people are contributing to them during all of their working years. Make the contributions pre-taxes, allow the money in the accounts to be invested and only allow healthcare expenditures to be made from the account. When the person dies the account is treated as a personal asset that can be willed to someone else.
If people were more directly involved with what they were paying for their healthcare you'd start to see some market pressure on price. There would be incentive to not just continue medical treatment when there little or no chance of success.
Sometimes you need to just keep your mouth shut Hondo.
But keep calling me stupid. Weren't you just arguing for an end to the name calling and wanting actual discussion?
Did I say all medical procedures are elective Hondo?
Did you fuck strawman ass because your initial statement blew up in your ignorant face?
