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How to be in the top 10% of all "money managers" in the US in 10 minutes
godawgst
Member, Swaye's Wigwam Posts: 2,409
Take 60% of all your investments and simply put it in the ticker symbol SDY (and always always always remember kiddos reinvest those dividends)
Take 20% of all your investments and put it in the Vanguard Total World Stock Index Fund (symbol VTWAX ) reinvesting the dividends. It has sucked ass the last 10 years, but throwing it all into the SDY unless you have a 45-50 year time frame puts you at risk of having all your eggs in one basket.
Take 10% of all your investments and put it in the Vanguard Total International Bond Index Fund Investor Shares (VTIBX. Again reinvest those dividends into additional shares. Muy Importante)
Full Disclosure the Bull Hates Bonds, and would not consider having them part of his portfolio until he is 55-60 years, but most people aren't comfortable losing 1/2 their portfolio like what happened in Feb/March and that bond fund will help diversify and cushion losses like that.
If you are 25 years young and wanted to go 75% SDY/25% VTWAX put it on auto pilot for the next 30 years and follow above, your return will be better than 90% of all active managers buying/selling stocks all day.
Take 20% of all your investments and put it in the Vanguard Total World Stock Index Fund (symbol VTWAX ) reinvesting the dividends. It has sucked ass the last 10 years, but throwing it all into the SDY unless you have a 45-50 year time frame puts you at risk of having all your eggs in one basket.
Take 10% of all your investments and put it in the Vanguard Total International Bond Index Fund Investor Shares (VTIBX. Again reinvest those dividends into additional shares. Muy Importante)
Full Disclosure the Bull Hates Bonds, and would not consider having them part of his portfolio until he is 55-60 years, but most people aren't comfortable losing 1/2 their portfolio like what happened in Feb/March and that bond fund will help diversify and cushion losses like that.
If you are 25 years young and wanted to go 75% SDY/25% VTWAX put it on auto pilot for the next 30 years and follow above, your return will be better than 90% of all active managers buying/selling stocks all day.
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