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My Husband Wants to Buy a $5,000 Gun

DerekJohnson
DerekJohnson Administrator, Swaye's Wigwam Posts: 68,543 Founders Club
edited May 2022 in Tug Tavern
https://www.youtube.com/watch?v=C0Q-9n49zOo
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Comments

  • Baseman
    Baseman Member Posts: 12,369
    DerekJohnson said:

    https://www.youtube.com/watch?v=C0Q-9n49zOo

    In this economy. Are subscriptions that high?
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  • BleachedAnusDawg
    BleachedAnusDawg Member Posts: 13,323 Standard Supporter
    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.
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  • dnc
    dnc Member Posts: 56,840
    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
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  • LoneStarDawg
    LoneStarDawg Member, Swaye's Wigwam Posts: 13,681 Founders Club
    Such a cock tease DJ, zero gun details because the wife is a failure
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  • BennyBeaver
    BennyBeaver Member Posts: 13,346
    wood
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  • ntxduck
    ntxduck Member Posts: 6,145
    dnc said:

    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    OK yeah if there's 0% interest I'll give you that.

    His advice of "drive a beater until your out of debt" has been really good for us.

    We're within spitting distance of finishing student loans which is the last of the consumer debt/medical/credit cards/car payments/etc in Baby Step 2.

    We're more Daveish than gazelle intense but it's been helpful for us.
    I still drive my car from high school because the son of a bitch won’t die. Or even break down and need minor repairs. Anything to give me a reason to buy a new car
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  • UW_Doog_Bot
    UW_Doog_Bot Member, Swaye's Wigwam Posts: 18,195 Founders Club
    MikeDamone said:

    UW_Doog_Bot said:

    dnc said:

    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    OK yeah if there's 0% interest I'll give you that.

    His advice of "drive a beater until your out of debt" has been really good for us.

    We're within spitting distance of finishing student loans which is the last of the consumer debt/medical/credit cards/car payments/etc in Baby Step 2.

    We're more Daveish than gazelle intense but it's been helpful for us.
    I still drive a *reliable beater because I like spending money on better things.
    I don’t drive a beater and also spend money on better things.

    Have you people learned nothing from me. It’s AND, not OR. A nice car AND better things. Not a nice car OR better things. This is the very essence of abundance.
    You've got a significant amount of years on me Damone. I'll get to abundance at some point. For now, the money goes into making more money. Getting over the hump of buying a home in SoCal and now looking at private instead of public school for both kids has me putting my money into appreciating assets or at least stable ones instead of vehicles which are some of the fastest depreciating assets a family usually has.
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  • Baseman
    Baseman Member Posts: 12,369
    YellowSnow said:

    MikeDamone said:

    UW_Doog_Bot said:

    dnc said:

    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    OK yeah if there's 0% interest I'll give you that.

    His advice of "drive a beater until your out of debt" has been really good for us.

    We're within spitting distance of finishing student loans which is the last of the consumer debt/medical/credit cards/car payments/etc in Baby Step 2.

    We're more Daveish than gazelle intense but it's been helpful for us.
    I still drive a *reliable beater because I like spending money on better things.
    I don’t drive a beater and also spend money on better things.

    Have you people learned nothing from me. It’s AND, not OR. A nice car AND better things. Not a nice car OR better things. This is the very essence of abundance.
    My wife gets to have a nice car and she lets me drive it. But I have the 4 Runner curse and am stuck with a 14 year old ride with low miles. If I had a Jeep like @Swaye I'd have a new ride by now.
    I remember my Ferrari phase. Sigh.
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  • MikeDamone
    MikeDamone Member Posts: 37,781
    UW_Doog_Bot said:

    MikeDamone said:

    UW_Doog_Bot said:

    dnc said:

    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    OK yeah if there's 0% interest I'll give you that.

    His advice of "drive a beater until your out of debt" has been really good for us.

    We're within spitting distance of finishing student loans which is the last of the consumer debt/medical/credit cards/car payments/etc in Baby Step 2.

    We're more Daveish than gazelle intense but it's been helpful for us.
    I still drive a *reliable beater because I like spending money on better things.
    I don’t drive a beater and also spend money on better things.

    Have you people learned nothing from me. It’s AND, not OR. A nice car AND better things. Not a nice car OR better things. This is the very essence of abundance.
    You've got a significant amount of years on me Damone. I'll get to abundance at some point. For now, the money goes into making more money. Getting over the hump of buying a home in SoCal and now looking at private instead of public school for both kids has me putting my money into appreciating assets or at least stable ones instead of vehicles which are some of the fastest depreciating assets a family usually has.
    You should move. Ever think of that? Head to a lower cost area with great public schools. Again, abundance.
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  • UW_Doog_Bot
    UW_Doog_Bot Member, Swaye's Wigwam Posts: 18,195 Founders Club
    MikeDamone said:

    UW_Doog_Bot said:

    MikeDamone said:

    UW_Doog_Bot said:

    dnc said:

    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    OK yeah if there's 0% interest I'll give you that.

    His advice of "drive a beater until your out of debt" has been really good for us.

    We're within spitting distance of finishing student loans which is the last of the consumer debt/medical/credit cards/car payments/etc in Baby Step 2.

    We're more Daveish than gazelle intense but it's been helpful for us.
    I still drive a *reliable beater because I like spending money on better things.
    I don’t drive a beater and also spend money on better things.

    Have you people learned nothing from me. It’s AND, not OR. A nice car AND better things. Not a nice car OR better things. This is the very essence of abundance.
    You've got a significant amount of years on me Damone. I'll get to abundance at some point. For now, the money goes into making more money. Getting over the hump of buying a home in SoCal and now looking at private instead of public school for both kids has me putting my money into appreciating assets or at least stable ones instead of vehicles which are some of the fastest depreciating assets a family usually has.
    You should move. Ever think of that? Head to a lower cost area with great public schools. Again, abundance.
    And miss out on leveraging historically low interest rates to make stupid money in a real estate market also tied to historic inflation?
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  • NorthwestFresh
    NorthwestFresh Member Posts: 7,972
    ntxduck said:

    dnc said:

    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    OK yeah if there's 0% interest I'll give you that.

    His advice of "drive a beater until your out of debt" has been really good for us.

    We're within spitting distance of finishing student loans which is the last of the consumer debt/medical/credit cards/car payments/etc in Baby Step 2.

    We're more Daveish than gazelle intense but it's been helpful for us.
    I still drive my car from high school because the son of a bitch won’t die. Or even break down and need minor repairs. Anything to give me a reason to buy a new car
    That 1986 Honda Civic Sport hatchback was an awesome vehicle.
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  • MikeDamone
    MikeDamone Member Posts: 37,781
    UW_Doog_Bot said:

    MikeDamone said:

    UW_Doog_Bot said:

    MikeDamone said:

    UW_Doog_Bot said:

    dnc said:

    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    OK yeah if there's 0% interest I'll give you that.

    His advice of "drive a beater until your out of debt" has been really good for us.

    We're within spitting distance of finishing student loans which is the last of the consumer debt/medical/credit cards/car payments/etc in Baby Step 2.

    We're more Daveish than gazelle intense but it's been helpful for us.
    I still drive a *reliable beater because I like spending money on better things.
    I don’t drive a beater and also spend money on better things.

    Have you people learned nothing from me. It’s AND, not OR. A nice car AND better things. Not a nice car OR better things. This is the very essence of abundance.
    You've got a significant amount of years on me Damone. I'll get to abundance at some point. For now, the money goes into making more money. Getting over the hump of buying a home in SoCal and now looking at private instead of public school for both kids has me putting my money into appreciating assets or at least stable ones instead of vehicles which are some of the fastest depreciating assets a family usually has.
    You should move. Ever think of that? Head to a lower cost area with great public schools. Again, abundance.
    And miss out on leveraging historically low interest rates to make stupid money in a real estate market also tied to historic inflation?
    Yeah....she’s not doing that.
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  • ntxduck
    ntxduck Member Posts: 6,145
    NorthwestFresh said:

    ntxduck said:

    dnc said:

    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    OK yeah if there's 0% interest I'll give you that.

    His advice of "drive a beater until your out of debt" has been really good for us.

    We're within spitting distance of finishing student loans which is the last of the consumer debt/medical/credit cards/car payments/etc in Baby Step 2.

    We're more Daveish than gazelle intense but it's been helpful for us.
    I still drive my car from high school because the son of a bitch won’t die. Or even break down and need minor repairs. Anything to give me a reason to buy a new car
    That 1986 Honda Civic Sport hatchback was an awesome vehicle.
    Mines a 2003 expedition. 200k miles on it and it runs perfect. I hate it
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  • creepycoug
    creepycoug Member Posts: 24,080
    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    Just did this a year or so ago at Toyota. Haven't had car payments in some time, so I forget to do it occassionally, but 0% is a no brainer.
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  • creepycoug
    creepycoug Member Posts: 24,080
    ntxduck said:

    dnc said:

    BleachedAnusDawg said:

    dnc said:

    BleachedAnusDawg said:

    Didn't watch this clip, but Dave Ramsey is an idiot about some things. His car buying advice is horrendous.

    Disagree
    His advice would have told me to pay $40k cash for my wife's car rather than take advantage of 0% interest. Burning $40k at once when there is no financial benefit is terrible advice.
    OK yeah if there's 0% interest I'll give you that.

    His advice of "drive a beater until your out of debt" has been really good for us.

    We're within spitting distance of finishing student loans which is the last of the consumer debt/medical/credit cards/car payments/etc in Baby Step 2.

    We're more Daveish than gazelle intense but it's been helpful for us.
    I still drive my car from high school because the son of a bitch won’t die. Or even break down and need minor repairs. Anything to give me a reason to buy a new car
    I drove a Toyota Sequoia I bought new. I swear to God, we barely ever even changed in the oil in that thing and did zero other maintenance. I drove that thing until it had over 350k, and then I started smelling something that made my eyes burn and parked her that day and sold it to a guy for like $1,200.

    Best car I ever had. I now have the Highlander, which is dependable if not boring af. My BMW days are over. I hate pouring money into German sports cars, even though I love driving them.
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