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Healthcare update

RaceBannon
RaceBannon Member, Moderator, Swaye's Wigwam Posts: 114,119 Founders Club
in Tug Tavern
Its an exciting time as I prep for an anal probe in February. I was at the consult today and spreading the gospel of cash instead of insurance. The procedure is 2800$ with insurance and 750$ cash money. And the secret prep sauce is free. If you say you pay cash they think you are poor which I am but still that's besides the point.

I could have been paying 3K a month for health insurance for the right to pay 2800 for the scope. I think at 750$ I came out ahead. Need to run the numbers.

Talk about fucked up and nary a word from DC on any change. I blame Obama but let's not forget the GOP has yet to present an alternative.

I know we have more important things like a sham impeachment
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Comments

  • Postal91
    Postal91 Member Posts: 1,895
    Well, we did have some fucker that killed us killing Obamacare, then the fucker rightfully died. Captain Wetstart could have saved us a lot and gotten us ahead, instead he lead the RINO charge in screwing America when we had majority in both house and senate.

    Sorry you are taking a hit in the ass by insurance, and even cash, and hopefully things turn around in 2020.
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  • HHusky
    HHusky Member Posts: 23,973
    You could save even more by not having a colonoscopy. Just sayin’.
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 114,119 Founders Club
    HHusky said:

    You could save even more by not having a colonoscopy. Just sayin’.

    Been 23 years

    Nice useless content as always
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  • HHusky
    HHusky Member Posts: 23,973
    RaceBannon said:

    HHusky said:

    You could save even more by not having a colonoscopy. Just sayin’.

    Been 23 years

    Nice useless content as always
    If they find anything they'll probably propose you treat it. Stick to your guns and don't overpay!
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 114,119 Founders Club
    HHusky said:

    RaceBannon said:

    HHusky said:

    You could save even more by not having a colonoscopy. Just sayin’.

    Been 23 years

    Nice useless content as always
    If they find anything they'll probably propose you treat it. Stick to your guns and don't overpay!
    Fuck off
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  • DoogieMcDoogerson
    DoogieMcDoogerson Member Posts: 2,509
    Ts and Ps - seriously. Take care, sir.
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  • HHusky
    HHusky Member Posts: 23,973
    RaceBannon said:

    HHusky said:

    RaceBannon said:

    HHusky said:

    You could save even more by not having a colonoscopy. Just sayin’.

    Been 23 years

    Nice useless content as always
    If they find anything they'll probably propose you treat it. Stick to your guns and don't overpay!
    Fuck off
    The colonoscopy prep makes me cranky too.
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  • 2001400ex
    2001400ex Member Posts: 29,457
    RaceBannon said:

    Its an exciting time as I prep for an anal probe in February. I was at the consult today and spreading the gospel of cash instead of insurance. The procedure is 2800$ with insurance and 750$ cash money. And the secret prep sauce is free. If you say you pay cash they think you are poor which I am but still that's besides the point.

    I could have been paying 3K a month for health insurance for the right to pay 2800 for the scope. I think at 750$ I came out ahead. Need to run the numbers.

    Talk about fucked up and nary a word from DC on any change. I blame Obama but let's not forget the GOP has yet to present an alternative.

    I know we have more important things like a sham impeachment

    Could just agree to single payer and it wouldn't matter.
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  • Pitchfork51
    Pitchfork51 Member Posts: 27,662
    I work for a manufacturer and distributor of medical devices. Our customers are a joke.

    They get shit for like 50 bucks then charge insurance like 800
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  • Sledog
    Sledog Member Posts: 37,864 Standard Supporter
    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
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  • 2001400ex
    2001400ex Member Posts: 29,457
    Pitchfork51 said:

    I work for a manufacturer and distributor of medical devices. Our customers are a joke.

    They get shit for like 50 bucks then charge insurance like 800

    Cause they have to make up for people who don't have insurance and can't pay. So the rest of us with insurance pay the tab.
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 114,119 Founders Club
    Sledog said:

    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
    If that was true they would charge the same for cash. It's for all the extra staff and bullshit involved with insurance

    The government only makes it more costly

    Uninsured folks are covered by the state or charity
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  • Pitchfork51
    Pitchfork51 Member Posts: 27,662
    To be fair though I dated a girl who worked in billing for a medical practice. Insurance gives them like 30 percet. It's a joke
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  • Sledog
    Sledog Member Posts: 37,864 Standard Supporter
    RaceBannon said:

    Sledog said:

    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
    If that was true they would charge the same for cash. It's for all the extra staff and bullshit involved with insurance

    The government only makes it more costly

    Uninsured folks are covered by the state or charity
    Partially true but insurance doesn't pay anywhere near the stated prices. I'm not sure exactly how inflating numbers benefits the hospital when insurance actually pays so much less.
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  • Pitchfork51
    Pitchfork51 Member Posts: 27,662
    Sledog said:

    RaceBannon said:

    Sledog said:

    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
    If that was true they would charge the same for cash. It's for all the extra staff and bullshit involved with insurance

    The government only makes it more costly

    Uninsured folks are covered by the state or charity
    Partially true but insurance doesn't pay anywhere near the stated prices. I'm not sure exactly how inflating numbers benefits the hospital when insurance actually pays so much less.
    Correct. So the question is who wins? It sure as fuck ain't the normal person
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  • ramenduck
    ramenduck Member Posts: 734
    RaceBannon said:

    HHusky said:

    You could save even more by not having a colonoscopy. Just sayin’.

    Been 23 years

    Nice useless content as always
    I hope they find the key to Chip’s playcall boards up there and you feel a decade worth of regret. But otherwise checkout okay.
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  • HHusky
    HHusky Member Posts: 23,973
    Pitchfork51 said:

    Sledog said:

    RaceBannon said:

    Sledog said:

    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
    If that was true they would charge the same for cash. It's for all the extra staff and bullshit involved with insurance

    The government only makes it more costly

    Uninsured folks are covered by the state or charity
    Partially true but insurance doesn't pay anywhere near the stated prices. I'm not sure exactly how inflating numbers benefits the hospital when insurance actually pays so much less.
    Correct. So the question is who wins? It sure as fuck ain't the normal person
    The "normal person" isn't paying $3K a month for his health insurance and sure as hell isn't paying $2800 for a colonoscopy if he has health insurance. The whole premise here makes zero sense.
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  • MikeDamone
    MikeDamone Member Posts: 37,781
    edited January 2020
    HHusky said:

    Pitchfork51 said:

    Sledog said:

    RaceBannon said:

    Sledog said:

    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
    If that was true they would charge the same for cash. It's for all the extra staff and bullshit involved with insurance

    The government only makes it more costly

    Uninsured folks are covered by the state or charity
    Partially true but insurance doesn't pay anywhere near the stated prices. I'm not sure exactly how inflating numbers benefits the hospital when insurance actually pays so much less.
    Correct. So the question is who wins? It sure as fuck ain't the normal person
    The "normal person" isn't paying $3K a month for his health insurance and sure as hell isn't paying $2800 for a colonoscopy if he has health insurance. The whole premise here makes zero sense.
    Not for an individual, but for including dependents then yes, very possible to hit 3k/month Colonoscopy are “free” If they are preventative. If they are diagnostic then subject to the deductible. Biopsy of any polyps removed are subject to the deductible as well.
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  • WestlinnDuck
    WestlinnDuck Member Posts: 17,633 Standard Supporter
    Yes they are "free" if there is no immediate cost to the victim, I mean patient. But the insurance companies price the free shit into their premiums. Tanstaafl.
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 114,119 Founders Club
    HHusky said:

    Pitchfork51 said:

    Sledog said:

    RaceBannon said:

    Sledog said:

    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
    If that was true they would charge the same for cash. It's for all the extra staff and bullshit involved with insurance

    The government only makes it more costly

    Uninsured folks are covered by the state or charity
    Partially true but insurance doesn't pay anywhere near the stated prices. I'm not sure exactly how inflating numbers benefits the hospital when insurance actually pays so much less.
    Correct. So the question is who wins? It sure as fuck ain't the normal person
    The "normal person" isn't paying $3K a month for his health insurance and sure as hell isn't paying $2800 for a colonoscopy if he has health insurance. The whole premise here makes zero sense.
    Liar

    Everything I wrote was true

    Go ahead and meltdown about it
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 114,119 Founders Club
    WestlinnDuck said:

    Yes they are "free" if there is no immediate cost to the victim, I mean patient. But the insurance companies price the free shit into their premiums. Tanstaafl.

    Yes the 2800 is charged to the insurance. The patient pays their high Obama deductible and whatever monthly cost which for a couple old married folks approaches 3k thanks to Obama

    But H thinks that is free and we should trust the liars that single payer will be even more free

    Facts don't matter to the left. Control does
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  • HHusky
    HHusky Member Posts: 23,973
    RaceBannon said:

    HHusky said:

    Pitchfork51 said:

    Sledog said:

    RaceBannon said:

    Sledog said:

    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
    If that was true they would charge the same for cash. It's for all the extra staff and bullshit involved with insurance

    The government only makes it more costly

    Uninsured folks are covered by the state or charity
    Partially true but insurance doesn't pay anywhere near the stated prices. I'm not sure exactly how inflating numbers benefits the hospital when insurance actually pays so much less.
    Correct. So the question is who wins? It sure as fuck ain't the normal person
    The "normal person" isn't paying $3K a month for his health insurance and sure as hell isn't paying $2800 for a colonoscopy if he has health insurance. The whole premise here makes zero sense.
    Liar

    Everything I wrote was true

    Go ahead and meltdown about it
    I’m sure it’s a set of half truths. It’s almost as if you think no one else here has ever priced health insurance.
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  • RaceBannon
    RaceBannon Member, Moderator, Swaye's Wigwam Posts: 114,119 Founders Club
    MikeDamone said:

    HHusky said:

    RaceBannon said:

    HHusky said:

    Pitchfork51 said:

    Sledog said:

    RaceBannon said:

    Sledog said:

    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
    If that was true they would charge the same for cash. It's for all the extra staff and bullshit involved with insurance

    The government only makes it more costly

    Uninsured folks are covered by the state or charity
    Partially true but insurance doesn't pay anywhere near the stated prices. I'm not sure exactly how inflating numbers benefits the hospital when insurance actually pays so much less.
    Correct. So the question is who wins? It sure as fuck ain't the normal person
    The "normal person" isn't paying $3K a month for his health insurance and sure as hell isn't paying $2800 for a colonoscopy if he has health insurance. The whole premise here makes zero sense.
    Liar

    Everything I wrote was true

    Go ahead and meltdown about it
    I’m sure it’s a set of half truths. It’s almost as if you think no one else here has ever priced health insurance.
    I've priced it. 63 year old married couple premium plus deductible is around $36k/year
    Does that factor in the 2500 I saved?
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  • HHusky
    HHusky Member Posts: 23,973
    MikeDamone said:

    HHusky said:

    RaceBannon said:

    HHusky said:

    Pitchfork51 said:

    Sledog said:

    RaceBannon said:

    Sledog said:

    RaceBannon said:

    This isn't about me. I'm healthy. Its about a system where a provider has to charge 2,000 more if you have insurance. Which is now an over priced pile of shit thanks to the same idiots who want to give us free healthcare

    I'm so far ahead paying cash it's not even funny. It's an illustration

    I dont need anyone's sympathy. And I'm not signing my life over to the government for free healthcare that isn't free and sucks


    That's how they pay for all the people that don't pay. Like illegals in the ER.
    If that was true they would charge the same for cash. It's for all the extra staff and bullshit involved with insurance

    The government only makes it more costly

    Uninsured folks are covered by the state or charity
    Partially true but insurance doesn't pay anywhere near the stated prices. I'm not sure exactly how inflating numbers benefits the hospital when insurance actually pays so much less.
    Correct. So the question is who wins? It sure as fuck ain't the normal person
    The "normal person" isn't paying $3K a month for his health insurance and sure as hell isn't paying $2800 for a colonoscopy if he has health insurance. The whole premise here makes zero sense.
    Liar

    Everything I wrote was true

    Go ahead and meltdown about it
    I’m sure it’s a set of half truths. It’s almost as if you think no one else here has ever priced health insurance.
    I've priced it. 63 year old married couple premium plus deductible is around $36k/year
    Oh I’m sure you can spend that much. Some of us elderly are more frugal.
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